math for budgeting
I have been mystified by budgeting in Quicken every year. 2017 is no exception. My needs are rather simple. Income is from Social Security direct deposits and a monthly transfer from investment accounts. The amount of that transfer depends upon my budget needs. Not every month has the same number of weeks. Budget items such as groceries, will increase/decrease depending on whether it is a 4 or 5 week month. There are also expenses that occur once per year. That seems perfect for rollovers, so that you budget an amount each month, so that there are sufficient funds to cover the periodic expense. Ideally, I could change the amount of the transfer from investments to arrive at a balanced budget. But, I can't seem to find a report that will easily let me see my projected cash flow. I know nobody thinks like me...but it seems that the totals at the bottom of the annual view are very different than what I get using a spreadsheet. I did select Detailed Loan Payments and made sure that the individual categories were unchecked. That nudged me closer, but it still looks worse than it should. I don't have the energy to trust my own feeling rather than Quicken. Would someone have mercy on me??
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