QWIN: Support US & CA Downloads in One Product [edited]

Quicken Community

Quicken should allow downloads from both U.S. and Canadian Accounts. I should not need to have two different copies of Quicken. I have investment/banking accounts in both countries and I will not buy two differerent versions of Quicken and all I want to do is download my account information.

smayer97

Agreed. I see no technical or legal reason to not make this possible. This is currently available in QMac. I would think it would simply be a matter of adding all the FIs and Banks in one file, like in QMac.

NotACPA

But NOTE, it would still be the sole decision of the Financial Institution as to whether they want to support both products and on what platforms.

smayer97

But NOTE, it would still be the sole decision of the Financial Institution as to whether they want to support both products and on what platforms.

True enough...but it is far likely that if they are supporting the Mac version, they are also supporting Windows too. So at least for those FIs/Banks, they could be added to the Windows version. 

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UKR

If Q Mac can support US and Canada in one version, why can't Q Windows?

I vote yes.

Chris_QPW

UKR said:

If Q Mac can support US and Canada in one version, why can't Q Windows?

I vote yes.

Note to clarify.  Clearly Intuit mess up all those years ago when it branched off Quicken Windows into two separate programs which makes keeping both up extra work.  And it extremely unlikely that they will be merged back.

But the downloading of financial institutions is clearly not dependent on which of these programs are being used.  There isn't and thing "special" in either of them that blocks them from downloading the other countries' financial institutions/transactions with maybe the exception being that the US version can't import QFX data in any other currency than USA.  But the Canadian version can, and as such it should be "fixable" in the US version too.

In the past Intuit always claimed there was some kind of legal reason it couldn't be done.  Quicken Mac proves that isn't true.

The way it looks to me all that would have to be done to import US accounts in the Canadian version is update their list of financial institutions.

And in the US version it would require fixing the short come of not being able to import QFX data in non USD, and update its financial institution's list too.

NotACPA

One of the Cdn SuperUsers would need to comment upon this, but I believe that are differences in some accounting matters (mortgages come immediately to mind), that might make combining the 2 Win products not simple

Chris_QPW

@NotACPA The US and Canadian Quicken use to be one program.  At install time you would decide which you wanted.  But they got to the point where they decided to split the two.

The decision to "branch" like this is a purely programming one.  As in "what is the least amount of work".  With them as one program at any given point you have to decide it the code common or not, and if it isn't common to go down the right flow.
With it split off as two programs you don't have to worry about this at runtime.  But when new features or bug fixes come in you have to decide if they should go into the other branch (which in this case is almost always US into Canadian).  You are making the same decisions just at different times.

To branch or not to branch does directly affect the user though.
With keeping them as one program Pro is that if you need to fix something common to both once you have done it it is fixed for both.  The con is that it is more complicated at run time to make sure you know what is common and what needs to take two different flows.

But it probably doesn't matter because I can't see Quicken Inc putting the amount of time it would require to put them merge them back into one program.

For this idea though it doesn't matter.  There isn't any reason why both the US and the Canadian versions can't download transactions from both the US and Canadian financial institutions.  Well actually there is, probably one reason.  Intuit won't let them.

Note that at this point Quicken Mac "US" and Quicken Mac Canadian are actually just one program that sets certain settings that are better for the US or Canada.

Quicken Anja

Hello All,

This idea seems to have fallen stagnant and due to the age of the request and lack of user votes/comments, will be archived within the next 7 business days.

If you would like to see this idea kept alive and considered for possible future implementation in Quicken, be sure to add your vote and a comment explaining how this idea would be beneficial for you.

More information, including steps to vote and how to submit your own ideas for future product features/improvements, is also available here.

Thank you,

Quicken Community Support Team

UKR

UKR said (in June 2020, a year ago):

If Q Mac can support US and Canada in one version, why can't Q Windows?

I vote yes.

Please keep this Idea alive and combine Quicken Windows into one product with configurable options for US or Canada.