Subscription Based?

randyrandy Member
edited December 2018 in Subscription
I was going to upgrade and then discovered it is all subscription based now.  Been using quicken since early 2000s but will be going to Banktivity now with no subscriptions.  Dissapointed


Note: This conversation was created from a reply on: Quicken for Mac 2019 v5.8.1 Released.

Comments

  • jacobsjacobs SuperUser ✭✭✭✭✭
    edited December 2018
    Randy, you'll find that Banktivity requires a subscription for downloading data, too, if you want Direct Connect (I think it's $45/year. But unlike Quicken, Banktivity doesn't require a subscription if you only want to do OFX download from your banks.)  There's no free lunch; users have to pay the software vendors to maintain the software needed to accomplish connectivity to tens of thousands of financial institutions.
    QMac 2007 & QMac Subscription • Quicken user since 1993
  • NotACPANotACPA SuperUser ✭✭✭✭✭
    edited December 2018
    Also, Quicken has ALWAYS been subscription based. 

    Previously, the subscription was about 3.5 years from when the product was first released and expired on 4/30.  So, QW2015 was no longer able to download after 4/30/18, QW2015 on 4/30/17, QW2016 will lose the ability to download on 4/30/19, etc.

    So, if you bought QW2015 on 6/1/16, you had less than 2 years on your subscription.

    What's changed is that NOW your subscription is based upon when YOU buy the product ... and can run up to 27 months when purchased from some retailers.
    Q user since DOS version 5
    Now running Quicken Windows Subscription
    Retired "Certified Information Systems Auditor"
  • edited October 2018

    Also, Quicken has ALWAYS been subscription based. 

    Previously, the subscription was about 3.5 years from when the product was first released and expired on 4/30.  So, QW2015 was no longer able to download after 4/30/18, QW2015 on 4/30/17, QW2016 will lose the ability to download on 4/30/19, etc.

    So, if you bought QW2015 on 6/1/16, you had less than 2 years on your subscription.

    What's changed is that NOW your subscription is based upon when YOU buy the product ... and can run up to 27 months when purchased from some retailers.

    Both of this are the clearest explanations I have heard so far.
  • edited October 2018
    jacobs said:

    Randy, you'll find that Banktivity requires a subscription for downloading data, too, if you want Direct Connect (I think it's $45/year. But unlike Quicken, Banktivity doesn't require a subscription if you only want to do OFX download from your banks.)  There's no free lunch; users have to pay the software vendors to maintain the software needed to accomplish connectivity to tens of thousands of financial institutions.

    Both of this are the clearest explanations I have heard so far.
  • smayer97smayer97 SuperUser ✭✭✭✭✭
    edited October 2018

    Also, Quicken has ALWAYS been subscription based. 

    Previously, the subscription was about 3.5 years from when the product was first released and expired on 4/30.  So, QW2015 was no longer able to download after 4/30/18, QW2015 on 4/30/17, QW2016 will lose the ability to download on 4/30/19, etc.

    So, if you bought QW2015 on 6/1/16, you had less than 2 years on your subscription.

    What's changed is that NOW your subscription is based upon when YOU buy the product ... and can run up to 27 months when purchased from some retailers.

    Actually, not always...Quicken for Mac 2007 and earlier were never subscription based. And when Quicken Essentials for Mac (circa 2010) was first brought out, it was not either, until QM2015 came out, at which point they terminated support for online functionality soon after. 

    Even QWin was not subscription based at an earlier stage, I think before QW2007 or so. 

    So, for QWin it has been over 10 years since it has been "subscription" based and really only since QM2015, so for Mac users, they started to run into this expiration only in last the 5 months or so (save for QEM), when QM2015 first expired.

    So for mac users, it is understandable that many are not fully aware of this and its implications. 

    (If you find this reply helpful, please be sure to click "Like", so others will know, thanks.)

    If you find this reply helpful, please be sure to click "Like", so others will know, thanks.

    (Canadian  user since '92, STILL using QM2007)

    Have Questions? Check out these FAQs:
  • QPWQPW Member ✭✭✭✭
    edited October 2018

    Also, Quicken has ALWAYS been subscription based. 

    Previously, the subscription was about 3.5 years from when the product was first released and expired on 4/30.  So, QW2015 was no longer able to download after 4/30/18, QW2015 on 4/30/17, QW2016 will lose the ability to download on 4/30/19, etc.

    So, if you bought QW2015 on 6/1/16, you had less than 2 years on your subscription.

    What's changed is that NOW your subscription is based upon when YOU buy the product ... and can run up to 27 months when purchased from some retailers.

    You have you history and facts are a bit wrong.

    First off most don't really know that it isn't "Quicken" that turns off downloading of transactions.  It is done at the server level.  There isn't a "timer" in Quicken.  For instance you can't take Quicken 2015 version for instance and set you system clock back to before April 2018, and download transactions.

    Quicken Windows 2004 downloading of transactions was killed on the same 3.5 year schedule, this hasn't changed.  Side note some people got longer downloading of transactions in some versions of Quicken because Intuit didn't have "good control" over turning it off on all of the servers, and if a person just happened to be hitting up a server where it wasn't turned off they got transactions, sometimes years longer than they were suppose to get them.  When Intuit moved to a new data center that killed those (and people complained) and there is selling of Quicken that triggered more server/blocking of downloading of transactions that should have never been going on.

    Also versions of Quicken Mac 2006 and below had the same thing.

    Quicken 2007 is the "abnormal" version, and only because of the fact that basically the decision to rewrite Quicken Mac because it had become "unsupportable" forced Intuit into it.

    They started the total rewrite of Quicken Mac in 2007/2008 timeframe.
    That meant that no new versions of Quicken Mac came out until Quicken Essentials in about 2010.

    Well the "Essentials" wasn't enough most people and they couldn't sell it.
    And as such they really couldn't pull the plug on support for Quicken Mac 2007 either.

    And so they left Quicken Essentials "open" too with no defined cut off date.

    Then you have the history that (what was it Quicken Mac 2015) came out and finally they decided that they had enough features to start blocking  downloading transactions in Quicken Essentials, and start up the 3.5 year cycle again.  Of course when Quicken Inc decided to go to a "subscription" Quicken Mac and Quicken Windows were put on it.
  • mshigginsmshiggins SuperUser ✭✭✭✭✭
    edited October 2018

    Also, Quicken has ALWAYS been subscription based. 

    Previously, the subscription was about 3.5 years from when the product was first released and expired on 4/30.  So, QW2015 was no longer able to download after 4/30/18, QW2015 on 4/30/17, QW2016 will lose the ability to download on 4/30/19, etc.

    So, if you bought QW2015 on 6/1/16, you had less than 2 years on your subscription.

    What's changed is that NOW your subscription is based upon when YOU buy the product ... and can run up to 27 months when purchased from some retailers.

    You new kids. Q1998 was the first version that had its online services sunsetted.
    Quicken user since Q1999. Currently using QW2017.
    Questions? Check out the  Quicken Windows FAQ list
  • QPWQPW Member ✭✭✭✭
    edited October 2018

    Also, Quicken has ALWAYS been subscription based. 

    Previously, the subscription was about 3.5 years from when the product was first released and expired on 4/30.  So, QW2015 was no longer able to download after 4/30/18, QW2015 on 4/30/17, QW2016 will lose the ability to download on 4/30/19, etc.

    So, if you bought QW2015 on 6/1/16, you had less than 2 years on your subscription.

    What's changed is that NOW your subscription is based upon when YOU buy the product ... and can run up to 27 months when purchased from some retailers.

    :-)

    I couldn't remember what was the first year they had it.

    Now here is a question for you Ms. Higgins.  What was the first year that had Express Web Connect/QFX imports?   (Personally I don't know)
  • smayer97smayer97 SuperUser ✭✭✭✭✭
    edited October 2018

    Also, Quicken has ALWAYS been subscription based. 

    Previously, the subscription was about 3.5 years from when the product was first released and expired on 4/30.  So, QW2015 was no longer able to download after 4/30/18, QW2015 on 4/30/17, QW2016 will lose the ability to download on 4/30/19, etc.

    So, if you bought QW2015 on 6/1/16, you had less than 2 years on your subscription.

    What's changed is that NOW your subscription is based upon when YOU buy the product ... and can run up to 27 months when purchased from some retailers.

    I agree I do not know QWin history much except what I tried to pick here over the years (broken telephone anyone?). That said, even though Intuit did have control over the data flow for QM2007 and before, when a set time was up, they actually released updates that turned the downloading on again. So effectively, there was no sunsetting of online connectivity in practice for QMac, not until QM2015 came along, when they finally turned it off for QEM, after about 5 years. 

    And given that QM2007 has not had and still does not have its online functionality expire, with an earlier public release and post that it would be perpetual, that is, it would be functional as long as the FI/Bank continues to support it (though that text has since been removed a little over a year ago, and I do not recall ever seeing any reference to online functionality ever expiring in the license), this set a precedent and expectation that most QMac users had become accustomed to, many not realizing that there may be any sunsetting of features. So for QMac users, this is still a new experience and for many, an unexpected one, again since this "feature" has only really been enforced in that last 5 months or so when QM2015 finally expired in April 2018.

    (If you find this reply helpful, please be sure to click "Like", so others will know, thanks.)

    If you find this reply helpful, please be sure to click "Like", so others will know, thanks.

    (Canadian  user since '92, STILL using QM2007)

    Have Questions? Check out these FAQs:
  • SherlockSherlock SuperUser ✭✭✭✭✭
    edited October 2018

    Also, Quicken has ALWAYS been subscription based. 

    Previously, the subscription was about 3.5 years from when the product was first released and expired on 4/30.  So, QW2015 was no longer able to download after 4/30/18, QW2015 on 4/30/17, QW2016 will lose the ability to download on 4/30/19, etc.

    So, if you bought QW2015 on 6/1/16, you had less than 2 years on your subscription.

    What's changed is that NOW your subscription is based upon when YOU buy the product ... and can run up to 27 months when purchased from some retailers.

    Chris (QPW) asked:
    What was the first year that had Express Web Connect/QFX imports? 
    QFX import first appeared in QWin 2007 (aka version 16) and, three years later, the Express Web Connect connection method was introduced in QWin 2010 (aka version 19).
    Quicken user since 1997 
    Premier on Windows 7 
  • QPWQPW Member ✭✭✭✭
    edited October 2018

    Also, Quicken has ALWAYS been subscription based. 

    Previously, the subscription was about 3.5 years from when the product was first released and expired on 4/30.  So, QW2015 was no longer able to download after 4/30/18, QW2015 on 4/30/17, QW2016 will lose the ability to download on 4/30/19, etc.

    So, if you bought QW2015 on 6/1/16, you had less than 2 years on your subscription.

    What's changed is that NOW your subscription is based upon when YOU buy the product ... and can run up to 27 months when purchased from some retailers.

    Thanks Sherlock.
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