Add percentage usage column to the view in Property & Debt

Anil

As the credit card usage % is a key metric most credit bureaus, I was wondering if there is a report that shows this % per credit card or is there a way to custom build this? Thanks in advance

GeoffG

There is no direct report in Quicken. With that said, you do have the components needed to calculate the CCU% if desired in a spreadsheet. From the Property & Debt tab, Debt sub-tab lists the Credit Limit, Available and Balance. All that is needed to calculate. Of course your numbers will not exactly match as your data is "real-time" and the reporting agencies are about a month behind.

Ps56k2

GeoffG said:  From the Property & Debt tab,
Debt sub-tab lists the - Credit Limit, Available and Balance.

interesting..... never looked at this - now what -

GeoffG

Using Excel the results would show the following:

Tom Young

A problem with that report is that the "Balance" number includes all future transactions.  So if you've schedule a future payment in the credit card Account the report overstates your "Available" number.

Anil

> @Tom Young said:
> A problem with that report is that the "Balance" number includes all future transactions.  So if you've schedule a future payment in the credit card Account the report overstates your "Available" number.

We can easily pull the credit usage that doesn't include the future transactions. We just need a calculation based on the credit limit.

Doing it in Excel is based on the available data in the debt tab. But we have to pull the data out of quicken every time.

UKR

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Ps56k2

tnx @GeoffG - was basically taught to never spend what we don't have -

https://www.creditcards.com/credit-card-news/credit-limit-utilization-ratio-use-charge-1267.php