red flag on account

Hello, I have a red flag on my checking account, when I right click tells me I have a transaction to review, but there are no transactions in the downloads. This happened a couple of months ago, and I restored a backup to get rid of it, but it was a PITA, because many of the transactions on the CC did not download from the bank, and I had to restore them manually. Anyone seen this, and is there a fix? thanks