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What Does the Blue Dot on the Bills & Income Tab Mean (Follow-Up)?

I understand that "the blue dot beside the Bills & Income tab appears when there is new bill information that has downloaded, but not yet been reviewed."

How do you determine to what account(s) the new bill information is associated?

Also, what does it mean that it has "not yet been reviewed". Reviewed by who, where and how do you review it. Seems like the blue dot disappears without my having to review anything except click on the Bills & Income tab which is not reviewing anything.

Thank you
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