Add field for "Other Payments/Credits" when reconciling credit card accounts

There is only 1 field to enter Payments, Credits when reconciling a credit card account. But I often have a bill payment AND item return credits. To enter both, I have to launch the calculator and add them up to a single amount – something that takes multiple steps and often goes wrong and has to be redone. PLEASE add a 2nd field where I can just enter those additional return credits.
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