you for reaching out on the community and telling us about your issue. TO answer your question here yes the basic version will still let you download and read your current QDF file. There is more to it with two of the big ones being that if you do have any sort of investments you'll no longer be able to see them in the basic version of quicken. The second one being that with the starter version if your subscription were to expire the program will become read only mode meaning if you wanted to type in transactions manually you'll be unable to. Here's also another thread with a similar question to the one you had for a bit more information from other users.https://community.quicken.com/discussion/7885192/downgrade-from-deluxe-to-starter
let us know if this helps resolve the issue for you.
Dwight Mitchell said:
… how to keep my expenses down no matter how little.