Starter vs Deluxe

THEmikehd

Hi all,

I've read the comparison table for the two versions and know that I have no need for the investment, property, and loan tracking features in Deluxe.

Are there any operational differences and capabilities on the features shown in this comparison table? Is Starter limited in these capabilities vs Deluxe?

For example, they both show "create a budget", but are the processes used to create the budget the same? Are the features the same within this broad capability?

Just trying to sure that I'm not losing more than what is obvious.

thanks,

Chris_QPW

There are tons of difference that aren't captured in that simple chart.

Starting with the budget.  No annual view, only monthly.
Then there is the no reporting on tags.
No customizing the Home tab.
No importing/exporting of QXF files (to transfer from Quicken Mac)
Planning tab only has budgets, that means none of these:
Debt Reduction, Lifetime Planner (retirement), Tax Center (no Tax Planner), Savings Goals.
No Multiple currency support.
No control over what tabs are shown.

Ps56k2

One major consideration is - what happens if you DON'T renew your subscription -

Starter - your data goes into Read/Only - can't enter, add, edit
Deluxe - your data stays R/W -

THEmikehd

Yes, I've read that here on this forum. But you lose the one step update as well if deluxe expires, correct? And you lose software updates and patches as well?

Ps56k2

yes - all online access is discontinued -

Chris_QPW

There are tons of difference that aren't captured in that simple chart.

Starting with the budget.  No annual view, only monthly.
Then there is the no reporting on tags.
No customizing the Home tab.
No importing/exporting of QXF files (to transfer from Quicken Mac)
Planning tab only has budgets, that means none of these:
Debt Reduction, Lifetime Planner (retirement), Tax Center (no Tax Planner), Savings Goals.
No Multiple currency support.
No control over what tabs are shown.

THEmikehd

Thank you for the complete response.

The only one that I would miss is the annual budget view. Is it still possible to export a monthly budget into a spreadsheet program?

Chris_QPW

You can print/export the "Graph" view (I called it monthly, but in reality there are other settings like YTD, but it is one "interval").  And that is how it will show up in the print/export as one set of numbers for the categories.

You can also run the "current budget" and "historical budget" reports, but only from the Budget Actions -> Budget reports.  They don't show up on the reports menu.

thecreator-b

THEmikehd said:

Yes, I've read that here on this forum. But you lose the one step update as well if deluxe expires, correct? And you lose software updates and patches as well?

Hi @THmikehd

See this Article:  https://www.quicken.com/support/what-quicken-data-access-guarantee

If you decide not to renew, you could reinstall Quicken 2016 or Quicken 2017 and have them read and write to the Data File.