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Subcategories

Suggestion that a user can block a master category from being assigned expenses. I have a broad TAX category with subcategories for Real Estate Tax, Federal Tax, State Tax and Federal Tax. I would like to force users to select one of the sub categories but still be able to summarize all tax payments on reporting. I have the same problem with Charitable Contributions which I have broken out into Cash Contributions, Purchases for Charities, Used Donations.
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