Opening a New Mortgage Account - Quicken Mac

I have been trying to open a new mortgage account in Quicken Mac for a refinanced mortgage. When I go to breakout the split transactions for the opening balance for the different components, Quicken will not save the different categories. Instead it keeps going back and categorizing them as 'adjustment'. How can I fix this annoyance?
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Also, Quicken will not let me change the payee name from "opening balance" to the name of the firm holding the mortgage or the settlement firm. Each time I try that, Quicken reverts back to a name of 'opening balance'. How can I fix this annoyance?
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Thank you.
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