Reconcile has a logic flaw
If all transactions are marked "Reconciled", the Reconcile function returns the message "There are no uncleared items to reconcile." This implies that everything is right. The logic flaw is that it is possible to erroneously mark a transaction reconciled that is not actually reconciled. It would be more useful if, in this situation, Quicken pointed out that the total of reconciled transactions in Quicken does not match the total of reconciled (processed as opposed to pending) transactions in the actual account.