Option to pay electronically

Wsamuel3

When you reconcile a credit card account, it gives you options to print a check or manually write a check to pay the balance. Neither of these are commonly used today. Today the most common method of payment is electronic. However, this is not an option offered. Quicken is way behind the times in this respect. Quicken should get into the 21st century and offer an electronic pay option beside the less commonly used check options.

NotACPA

Q already offers this.  You just need to set it up at your bank, not within Q.

Rocket J Squirrel

This has been available for many years. Something must be set up wrong for you not to see it.

Quicken Kathryn

@Wsamuel3 It looks like you're using our Quicken Deluxe product, meaning that you would need to add Bill Pay to your program for a fee of $9.95 per month.  You can also upgrade to Premier for free Bill Pay.

Here's more information: https://www.quicken.com/billmanager - you should be able to add Bill Pay to your product, or upgrade to Premier from inside of Quicken.  

Hope this helps--

Rocket J Squirrel

@Quicken Kathryn isn't this available in Deluxe for free if the bank offers Direct Connect with Bank Bill Pay? (The bank could charge for it, but in this case I believe Quicken does not.)

Quicken Kathryn

@Rocket J Squirrel Yes--if the bank offers Direct Connect Bill Pay, then it can be set up this way; Quicken doesn't charge, but there may be bank fees.

Wsamuel3

It is ridiculous to charge $9.95 a month for a simple feature when most people now pay electronically. It should be a built-in option, not an extra.

[Deleted User]

@wsamuel3 there are several "free" options available to you to make payments to your CC electronically (if you don't want to use or pay for Quicken's Billpay):

• If your bank offers Bill Pay, then all you need to do is set that feature up in your online account with them.  You then can make and/or schedule electronic payments whenever you like.
• Most CCs offer a way to make electronic payments to them directly in your online account with them.
• You can also set up automatic payments with your CC where they will take the payment automatically based on criteria you choose.
• If your CC and bank account are with the same financial Institution, they might offer a feature where you can make CC payments, via your online account with the bank, manually and/or scheduled.

I am not sure if any of these options would be work for you, but I personally have all CC payments taken automatically by the CC company on due date.  In Quicken, I set up matching recurring payment transactions. I've been doing this for 3 years or more, and it's been working great.