No more conversions to new transaction download methods until actually ready

For 3 months now, Quicken and Chase Bank have 'used' a new method to download transactions.  It's badly broken.  Quicken has no ETA for fixing it, but now, I just got a warning that Quicken is about to do about the same thing with American Express.  The idea is that they hold off on any new such downgrades until existing broken ones are fully fixed and any new ones they plan heavily tested.
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