Home Equity Line

Good day,
I'm have accepted and setup a HELOC in Quicken, and downloaded the first few transactions. The transactions download as payments so the balance is showing as a positive amount. The credit limit is showing an amount equal to the original amount plus the initial draw and finance charge - it should be showing the credit limit as a reduction of the original amount less the initial draw and finance charge. Should it not be downloading as a charge and the balance showing as a negative amount - after all, it is a loan with finance charges and should be a negative influence to net worth. Also, if selecting Reconcile, Quicken does reconcile to the online balance. Any thoughts or suggestions? Thanks.
Best regards,