Quicken Bill Pay: directly from Quicken 2018 Premier?

AholiabAholiab Member ✭✭
edited October 2018 in Paying Bills (Windows)
Can I pay bills directly from Quicken 2018 Premier once those vendors are setup in Quicken Bill Pay? (I'm a newbie to Quicken Bill Pay.) I know I can pay them from the Quicken Bill Pay website.

Comments

  • QPWQPW Member ✭✭✭✭
    edited October 2018
    Yes once setup, you can pay bills directly from Quicken.
  • RhinecliffRhinecliff Member
    edited October 2018
    @Aholiab ...   BEFORE you sign up for Quicken Bill Pay, do check with your financial institution to see if they have free bill pay that works with Quicken. 

    Chase,
    PNC are just two of many that offer free bill pay that works with
    Quicken.  Do check with your financial institution!  No need for a third
    party service (giving them your SSN#, etc.) if your financial
    institution offers free bill pay service that works with Quicken.

    I
    might add that the free bill pay offering with Quicken 2018  is only
    good if you maintain an active Quicken subscription with Premier or
    higher ... AND ... this Bill Pay is free for only up to 15 payments per month.
  • GoQwknGoQwkn Member
    edited October 2017

    @Aholiab ...   BEFORE you sign up for Quicken Bill Pay, do check with your financial institution to see if they have free bill pay that works with Quicken. 

    Chase,
    PNC are just two of many that offer free bill pay that works with
    Quicken.  Do check with your financial institution!  No need for a third
    party service (giving them your SSN#, etc.) if your financial
    institution offers free bill pay service that works with Quicken.

    I
    might add that the free bill pay offering with Quicken 2018  is only
    good if you maintain an active Quicken subscription with Premier or
    higher ... AND ... this Bill Pay is free for only up to 15 payments per month.

    Could you clarify what you mean by "bill pay that works with Quicken?"  With the Banks you list, does one use the bank's web site to maintain the list of payees and initiate payments, or do you activate (Account Details / Online Services tab dialog box in Quicken) the Online Bill Payment using the bank credentials instead those of Quicken Bill Pay.  The payee list is managed within Quicken and payments initiated within Quicken, without having to use the bank's web site as is the case with Quicken Bill Pay.  (Though one can also use the Quicken Bill Pay site, I never used it because how integrated Bill Pay was with Quicken and it sync'd the payees and payment information with Bill Pay.)  So if one able to replace Metavante (which provides the payments services for Quicken Bill Pay), with my bank's bill pay with in Quicken, and avoid the need to log-in to my bank's web site to maintain payees / initiate payments, it could be a beneficial alternative to Quicken Bill Pay.
  • RhinecliffRhinecliff Member
    edited October 2017

    @Aholiab ...   BEFORE you sign up for Quicken Bill Pay, do check with your financial institution to see if they have free bill pay that works with Quicken. 

    Chase,
    PNC are just two of many that offer free bill pay that works with
    Quicken.  Do check with your financial institution!  No need for a third
    party service (giving them your SSN#, etc.) if your financial
    institution offers free bill pay service that works with Quicken.

    I
    might add that the free bill pay offering with Quicken 2018  is only
    good if you maintain an active Quicken subscription with Premier or
    higher ... AND ... this Bill Pay is free for only up to 15 payments per month.

    @GoQuicken ... 

    IF the financial institution's direct connect / bill pay works works with Quicken, then you can do everything bill pay wise from with in Quicken! No need to go to your account/your bill pay at your financial institution. 

    You enter payees in Quicken, they are saved in Quicken and also are uploaded to and entered on the financial institution payee list (your account) for you.  Also, any payees you enter at the FI, will automatically be reflected in your payee list in Quicken.  Again...yes , you can maintain payees and initiatebill pay payments  from Quicken with no need to go to your account at the FI to do same.

    I have done bill pay from Quicken for many many years and never an issue, never a hiccup.

    Why bring a 3rd party like Metavante/Quicken Bill pay (known to be a pain in the **** to deal with) if you do not have to.
  • GoQwknGoQwkn Member
    edited October 2017

    @Aholiab ...   BEFORE you sign up for Quicken Bill Pay, do check with your financial institution to see if they have free bill pay that works with Quicken. 

    Chase,
    PNC are just two of many that offer free bill pay that works with
    Quicken.  Do check with your financial institution!  No need for a third
    party service (giving them your SSN#, etc.) if your financial
    institution offers free bill pay service that works with Quicken.

    I
    might add that the free bill pay offering with Quicken 2018  is only
    good if you maintain an active Quicken subscription with Premier or
    higher ... AND ... this Bill Pay is free for only up to 15 payments per month.

    Rhinecliff, appreciate the detailed reply and the insight.  Very useful information.

    Thanks
  • AholiabAholiab Member ✭✭
    edited October 2017

    @Aholiab ...   BEFORE you sign up for Quicken Bill Pay, do check with your financial institution to see if they have free bill pay that works with Quicken. 

    Chase,
    PNC are just two of many that offer free bill pay that works with
    Quicken.  Do check with your financial institution!  No need for a third
    party service (giving them your SSN#, etc.) if your financial
    institution offers free bill pay service that works with Quicken.

    I
    might add that the free bill pay offering with Quicken 2018  is only
    good if you maintain an active Quicken subscription with Premier or
    higher ... AND ... this Bill Pay is free for only up to 15 payments per month.

    What I mean by "works with Quicken" is a newbie way of asking whether I can pay all my bills from within Quicken's software, without going to a bank site.

    I just got Quicken 2018 Premier and signed up for Bill Pay. I never saw the ability to initiate bill payments from within Quicken before, but it doesn't sound like this is a new feature.
  • RhinecliffRhinecliff Member
    edited October 2017

    @Aholiab ...   BEFORE you sign up for Quicken Bill Pay, do check with your financial institution to see if they have free bill pay that works with Quicken. 

    Chase,
    PNC are just two of many that offer free bill pay that works with
    Quicken.  Do check with your financial institution!  No need for a third
    party service (giving them your SSN#, etc.) if your financial
    institution offers free bill pay service that works with Quicken.

    I
    might add that the free bill pay offering with Quicken 2018  is only
    good if you maintain an active Quicken subscription with Premier or
    higher ... AND ... this Bill Pay is free for only up to 15 payments per month.

    @Aholiab ....  I have been using Quicken and my financial institutions bill pay for years and years.  No, it is not a new feature of Quicken!

    I never needed Quicken's Bill Pay offering.

    If your Financial institution's bill pay works with Quicken (Call and ask your FI's Online Banking Support, or ask other user's here on the forum) then......
    Again...yes , you can in fact maintain payees and initiate bill pay payments 
    from Quicken with no need to go to your account at the FI to do same.
  • AholiabAholiab Member ✭✭
    edited October 2017

    @Aholiab ...   BEFORE you sign up for Quicken Bill Pay, do check with your financial institution to see if they have free bill pay that works with Quicken. 

    Chase,
    PNC are just two of many that offer free bill pay that works with
    Quicken.  Do check with your financial institution!  No need for a third
    party service (giving them your SSN#, etc.) if your financial
    institution offers free bill pay service that works with Quicken.

    I
    might add that the free bill pay offering with Quicken 2018  is only
    good if you maintain an active Quicken subscription with Premier or
    higher ... AND ... this Bill Pay is free for only up to 15 payments per month.

    Thank you for your advice; I just sent email to my bank asking about this.
  • RhinecliffRhinecliff Member
    edited October 2017

    @Aholiab ...   BEFORE you sign up for Quicken Bill Pay, do check with your financial institution to see if they have free bill pay that works with Quicken. 

    Chase,
    PNC are just two of many that offer free bill pay that works with
    Quicken.  Do check with your financial institution!  No need for a third
    party service (giving them your SSN#, etc.) if your financial
    institution offers free bill pay service that works with Quicken.

    I
    might add that the free bill pay offering with Quicken 2018  is only
    good if you maintain an active Quicken subscription with Premier or
    higher ... AND ... this Bill Pay is free for only up to 15 payments per month.

    @Aholiab .. The name of your bank is?  I or someone else here can undoubtedly give you the info you seek.
  • QPWQPW Member ✭✭✭✭
    edited November 2017

    @Aholiab ...   BEFORE you sign up for Quicken Bill Pay, do check with your financial institution to see if they have free bill pay that works with Quicken. 

    Chase,
    PNC are just two of many that offer free bill pay that works with
    Quicken.  Do check with your financial institution!  No need for a third
    party service (giving them your SSN#, etc.) if your financial
    institution offers free bill pay service that works with Quicken.

    I
    might add that the free bill pay offering with Quicken 2018  is only
    good if you maintain an active Quicken subscription with Premier or
    higher ... AND ... this Bill Pay is free for only up to 15 payments per month.

    None of this is new.  The only thing that is new is that when someone purchases the Premier version Quicken Bill Pay is included, instead of someone paying $10 a month for it.

    But since you are new to this let me spell it out a bit clearer.

    There is "Bill Pay through Quicken", which is where Quicken basically becomes the "GUI" for your financial institution's bill pay system.  Quicken sends and receives commands and data to create payments, and such as if you were on the financial institution's website.  Payments that you create and send in Quicken will appear on the financial institution's website.  And the opposite is true too.

    For this kind of bill pay the financial institution has to support Direct Connect and bill pay through it.

    The reason for Quicken Bill pay is because only about 2,400 financial institutions support Direct Connect, and far fewer support bill pay through it.

    So they came up with Quicken Bill Pay.  What is happening is that Quicken pretty much just talks to the Quicken Bill Pay site like it would for the bill pay system using Direct Connect.  But the way it works on the Quicken Bill Pay site is that they use ACH transfers to send your payments to the "billers".  Or if the "biller" doesn't support that, they transfer the money to their account, and then they send out a check.

    As for actually entering a paying a bill using Quicken.
    I haven't done this in many years, so maybe Rhinecliff can make sure that I have this right.

    What I used to do is just go to the register and when you get to the "Check/Reference #" field on that pull down menu there is a selection for an online payment and one for online transfers.

    You will also find a similar way of selecting online payments in the reminders.

    And you can go to: Tools -> Online Center for more tools on dealing with these online payments.

    Personally these days I use on online payment system at all.
    I just have all my ongoing bills paid automatically from my credit card or checking account (a pull transactions, opposed to a push transaction)
  • AholiabAholiab Member ✭✭
    edited October 2017

    @Aholiab ...   BEFORE you sign up for Quicken Bill Pay, do check with your financial institution to see if they have free bill pay that works with Quicken. 

    Chase,
    PNC are just two of many that offer free bill pay that works with
    Quicken.  Do check with your financial institution!  No need for a third
    party service (giving them your SSN#, etc.) if your financial
    institution offers free bill pay service that works with Quicken.

    I
    might add that the free bill pay offering with Quicken 2018  is only
    good if you maintain an active Quicken subscription with Premier or
    higher ... AND ... this Bill Pay is free for only up to 15 payments per month.

    My bank is TD Bank, Toronto Dominion. My branch is in South Carolina, not Canada. (They bought my SC bank.)

    Thank you, QPW.
  • RhinecliffRhinecliff Member
    edited October 2017

    @Aholiab ...   BEFORE you sign up for Quicken Bill Pay, do check with your financial institution to see if they have free bill pay that works with Quicken. 

    Chase,
    PNC are just two of many that offer free bill pay that works with
    Quicken.  Do check with your financial institution!  No need for a third
    party service (giving them your SSN#, etc.) if your financial
    institution offers free bill pay service that works with Quicken.

    I
    might add that the free bill pay offering with Quicken 2018  is only
    good if you maintain an active Quicken subscription with Premier or
    higher ... AND ... this Bill Pay is free for only up to 15 payments per month.

    I'm in New York. I used to be a USA, TD Bank customer (did bill pay from Quicken, using TDBank) until they started charging for Direct Connect which was needed for bill pay. When they started charging I stopped doing business with them.   I'm not sure what they charge for Direct Connect, etc. so unless someone else here replies on this, ask TDBank.
  • RhinecliffRhinecliff Member
    edited October 2017

    @Aholiab ...   BEFORE you sign up for Quicken Bill Pay, do check with your financial institution to see if they have free bill pay that works with Quicken. 

    Chase,
    PNC are just two of many that offer free bill pay that works with
    Quicken.  Do check with your financial institution!  No need for a third
    party service (giving them your SSN#, etc.) if your financial
    institution offers free bill pay service that works with Quicken.

    I
    might add that the free bill pay offering with Quicken 2018  is only
    good if you maintain an active Quicken subscription with Premier or
    higher ... AND ... this Bill Pay is free for only up to 15 payments per month.

    Looks like TDBank still is a go with Quicken but they charge $9.95+- a month for doing so.  I'd rather pay them then for Quicken bill pay. 

    Read here:
    http://www.tdbank.com/personal/online_banking_access.html


    Call TDBank Tech Support Specialists, available 24/7
    at 800-493-7562.
  • Mark ShaftonMark Shafton Member ✭✭
    edited October 2017

    @Aholiab ...   BEFORE you sign up for Quicken Bill Pay, do check with your financial institution to see if they have free bill pay that works with Quicken. 

    Chase,
    PNC are just two of many that offer free bill pay that works with
    Quicken.  Do check with your financial institution!  No need for a third
    party service (giving them your SSN#, etc.) if your financial
    institution offers free bill pay service that works with Quicken.

    I
    might add that the free bill pay offering with Quicken 2018  is only
    good if you maintain an active Quicken subscription with Premier or
    higher ... AND ... this Bill Pay is free for only up to 15 payments per month.

    Thank you QPW. I have spent days trying to get that clarification from Quicken support but they understand it even less than we do. I'm glad I did not start creating payees etc. on the new bill pay site. My bill pay is also directly though my bank, wells fargo, and although the do charge, it is the same price for unlimited bills so is better than quicken bill pay.
  • shyatt60shyatt60 Member
    edited October 2018
    So if I'm reading some of the posts correctly, I don't have to switch to Quicken bill pay. I'm currently using Quicken 2015 and debating on the move to 2018. I have used Quicken to pay my bills through my bank for years and they don't charge me for unlimited payments. I was concerned that I would have to stop doing that, but sounds like I won't?? 
  • QPWQPW Member ✭✭✭✭
    edited November 2017
    shyatt60 said:

    So if I'm reading some of the posts correctly, I don't have to switch to Quicken bill pay. I'm currently using Quicken 2015 and debating on the move to 2018. I have used Quicken to pay my bills through my bank for years and they don't charge me for unlimited payments. I was concerned that I would have to stop doing that, but sounds like I won't?? 

    shyatt60 That is correct nothing has changed if pay your bills through Quicken, through your financial institution.  With maybe if there was a person paying their financial institution for that service they might want to use the Quicken Bill Pay service instead.
  • EdgarEdgar Member
    edited November 2017
    shyatt60 said:

    So if I'm reading some of the posts correctly, I don't have to switch to Quicken bill pay. I'm currently using Quicken 2015 and debating on the move to 2018. I have used Quicken to pay my bills through my bank for years and they don't charge me for unlimited payments. I was concerned that I would have to stop doing that, but sounds like I won't?? 

    QPW... Similar to others in this thread I have been using the free bill paying service that my bank has through Quicken direct connect and I always buy Quicken DELUXE every three years to continue that service being available. Can I use 2018 Quicken DELUXE to continue doing this, or do I have to upgrade (over my dead body) to Quicken Premier?  Thanks.  Edgar
  • RhinecliffRhinecliff Member
    edited November 2017
    shyatt60 said:

    So if I'm reading some of the posts correctly, I don't have to switch to Quicken bill pay. I'm currently using Quicken 2015 and debating on the move to 2018. I have used Quicken to pay my bills through my bank for years and they don't charge me for unlimited payments. I was concerned that I would have to stop doing that, but sounds like I won't?? 

    @Edgar ...  Yes, the Quicken Deluxe 2018 offering will work with your bank's bill pay just like your other year Quicken versions did..... You do not need the 2018 Premier offering.

    ...But ... with a Quicken subscription, IF your Quicken subscription runs out and you do not renew then your ability to do bill pay with your bank will also end... end until you pay the subscription $ to Quicken, Inc. again.

    If you are presently using Quicken 2017 Deluxe that is good until the year 2020, so don't bother buying a subscription to Quicken Deluxe 2018.  Quicken 2017 and 2018 are very very much the same.
  • EdgarEdgar Member
    edited November 2017
    shyatt60 said:

    So if I'm reading some of the posts correctly, I don't have to switch to Quicken bill pay. I'm currently using Quicken 2015 and debating on the move to 2018. I have used Quicken to pay my bills through my bank for years and they don't charge me for unlimited payments. I was concerned that I would have to stop doing that, but sounds like I won't?? 

    R.... thanks so much. I'm using Q.D. 2016, so I have one more year... and then, I am afraid that I will be abandoning Quicken after 20+ years. I will not pay these folks an exorbitant annual fee to use their online services.  Having to pay every three years was bad enough.
  • RhinecliffRhinecliff Member
    edited November 2017
    shyatt60 said:

    So if I'm reading some of the posts correctly, I don't have to switch to Quicken bill pay. I'm currently using Quicken 2015 and debating on the move to 2018. I have used Quicken to pay my bills through my bank for years and they don't charge me for unlimited payments. I was concerned that I would have to stop doing that, but sounds like I won't?? 

    Edgar ...  email me at      [email protected]
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