Restore Transactions Downloading Acceptance and Matching workflow to Quicken Mac (315 Legacy Votes)

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Comments

  • WannabeWannabe Member
    edited December 2018

    Because of a discussion elsewhere, I found that I was summarizing at least the highlights of why this feature is still so desired. So I am copying that reply for visibility here:

    There are several key differences between this process vs the automatic acceptance of dowloaded transactions into the register (which is how QMac currently works):

    I won't run them all off here but some differences and benefits include:

    • being able to have a different window layout, showing different columns, sorts, etc. for that process that are not necessary outside that process
    • being able to explore other parts of the account register independently without interfering or interrupting the download, matching and acceptance process
    • not having the balance of those transactions impact the account register until matching and acceptance of a transaction is complete. This is especially useful when there are either duplicate or unmatched or even incorrectly matched transactions.
    • both the automatic categorization and automatic matching processes can NEVER be 100% accurate because there is no way for these to account for all variations. So have a catchment to allow review before acceptance gives full control over the data affecting other already reviewed data.
    • when there are large volumes of data being downloaded (whether from a single month or when processing multiple months worth of data--this can happen quite a lot for some), the matching process is far easier to navigate since you do not have ALL the transactions from the register getting in the way. For people who are willing or able to download and reconcile very regularly, this becomes less important. Not all of us have that luxury.
    • a separate window allows you to the stop the process midstream and not lose track of what you are doing more easily... again not mixing in downloaded vs manual or other processed transactions unnecessarily.
    These are only highlights. Bottom line, there are many situations to which a separate download window lends itself far better than auto-acceptance and matching, which provides far more control and flexibility over the process and workflow, making the process far more efficient and effective in many situations.

    (If you find this reply helpful, please be sure to click "Like", so others will know, thanks.)
    @MarginOfError...

    I'm curious as to why you even need to reconcile transactions if they are downloaded from your institution?  What is the purpose?

    Back in the old days before transaction download, we "reconciled" bank accounts to monthly paper bank statements that came in the mail.  Sure, we'd transpose numbers in the paper register...or sometimes just plain forget to enter one in the paper register and our balances would be wrong on that paper register in our checkbook. 

    But nowadays if you download transactions, you're just getting what the bank sees anyways.

    And if you're super picky, then enter your transactions into the register manually and have them match when they are downloaded.  Thus, any transactions without a 'c' cleared status hasn't been reconciled.

    I don't do that, but I could see users doing it.

    While I DO reconcile my transactions to a paper statement from my checking account or credit card accounts monthly, I don't with my investment transactions.  The download matches are proof enough for me.

    So, once again...why is it even important to reconcile ANYTHING any more if you are just downloading transactions...which the online products do.  

    I don't feel that's a deal breaker any more.  Reconciling is so 1990's.  
  • jacobsjacobs SuperUser
    edited December 2018

    Because of a discussion elsewhere, I found that I was summarizing at least the highlights of why this feature is still so desired. So I am copying that reply for visibility here:

    There are several key differences between this process vs the automatic acceptance of dowloaded transactions into the register (which is how QMac currently works):

    I won't run them all off here but some differences and benefits include:

    • being able to have a different window layout, showing different columns, sorts, etc. for that process that are not necessary outside that process
    • being able to explore other parts of the account register independently without interfering or interrupting the download, matching and acceptance process
    • not having the balance of those transactions impact the account register until matching and acceptance of a transaction is complete. This is especially useful when there are either duplicate or unmatched or even incorrectly matched transactions.
    • both the automatic categorization and automatic matching processes can NEVER be 100% accurate because there is no way for these to account for all variations. So have a catchment to allow review before acceptance gives full control over the data affecting other already reviewed data.
    • when there are large volumes of data being downloaded (whether from a single month or when processing multiple months worth of data--this can happen quite a lot for some), the matching process is far easier to navigate since you do not have ALL the transactions from the register getting in the way. For people who are willing or able to download and reconcile very regularly, this becomes less important. Not all of us have that luxury.
    • a separate window allows you to the stop the process midstream and not lose track of what you are doing more easily... again not mixing in downloaded vs manual or other processed transactions unnecessarily.
    These are only highlights. Bottom line, there are many situations to which a separate download window lends itself far better than auto-acceptance and matching, which provides far more control and flexibility over the process and workflow, making the process far more efficient and effective in many situations.

    (If you find this reply helpful, please be sure to click "Like", so others will know, thanks.)
    Jay, I don't think it's true that Quicken "ignores" the Mac product, or "doesn't care". It's gotten a heck of a lot better over the four years now since it was (re-)launched, and from my interactions with some Quicken folks, they care deeply about trying to build out a quality product. But Quicken Mac still lacks a lot of functionality users want from the legacy Mac and/or Window products, and the demand for features outstrips the capability of the development team to deliver in a timely fashion.

    Larry wrote above that "this is the *ONE* feature that is missing...", but the fact is there are many other threads on this forum citing other missing features which other users feel equally passionate about needing. And things are being addressed, one by one -- but there's a long list to address.

    Therefore, each of us has to assess how useful Quicken is to us. There's no one answer, nor a right answer; for some, Quicken Mac is good enough as it is now, while for others, it's unusable or a pain to use. And that's why the right answer for some people is to pay to get the latest upgrades, while the right answer for others is to stick with an older version that still works, and the right answer for others is to move to a different product that may have the specific set of features a user needs.
    QMac 2007 & QMac Subscription • Quicken user since 1993
  • edited December 2018

    Because of a discussion elsewhere, I found that I was summarizing at least the highlights of why this feature is still so desired. So I am copying that reply for visibility here:

    There are several key differences between this process vs the automatic acceptance of dowloaded transactions into the register (which is how QMac currently works):

    I won't run them all off here but some differences and benefits include:

    • being able to have a different window layout, showing different columns, sorts, etc. for that process that are not necessary outside that process
    • being able to explore other parts of the account register independently without interfering or interrupting the download, matching and acceptance process
    • not having the balance of those transactions impact the account register until matching and acceptance of a transaction is complete. This is especially useful when there are either duplicate or unmatched or even incorrectly matched transactions.
    • both the automatic categorization and automatic matching processes can NEVER be 100% accurate because there is no way for these to account for all variations. So have a catchment to allow review before acceptance gives full control over the data affecting other already reviewed data.
    • when there are large volumes of data being downloaded (whether from a single month or when processing multiple months worth of data--this can happen quite a lot for some), the matching process is far easier to navigate since you do not have ALL the transactions from the register getting in the way. For people who are willing or able to download and reconcile very regularly, this becomes less important. Not all of us have that luxury.
    • a separate window allows you to the stop the process midstream and not lose track of what you are doing more easily... again not mixing in downloaded vs manual or other processed transactions unnecessarily.
    These are only highlights. Bottom line, there are many situations to which a separate download window lends itself far better than auto-acceptance and matching, which provides far more control and flexibility over the process and workflow, making the process far more efficient and effective in many situations.

    (If you find this reply helpful, please be sure to click "Like", so others will know, thanks.)
    I think SMAYER said it best at the beginning of this thread:

    Currently, downloading automatically to the register does not allow the
    user to easily control and verify that matching has taken place
    correctly, that transactions are correct, etc. Automatically accepting
    them immediately affects the current balance of the register/account,
    which is sometimes not desirable until the transactions have been
    verified.
    Automatic acceptance causes all sorts of matching issues and makes it difficult to sort out.
  • QPWQPW Member
    edited December 2018

    Because of a discussion elsewhere, I found that I was summarizing at least the highlights of why this feature is still so desired. So I am copying that reply for visibility here:

    There are several key differences between this process vs the automatic acceptance of dowloaded transactions into the register (which is how QMac currently works):

    I won't run them all off here but some differences and benefits include:

    • being able to have a different window layout, showing different columns, sorts, etc. for that process that are not necessary outside that process
    • being able to explore other parts of the account register independently without interfering or interrupting the download, matching and acceptance process
    • not having the balance of those transactions impact the account register until matching and acceptance of a transaction is complete. This is especially useful when there are either duplicate or unmatched or even incorrectly matched transactions.
    • both the automatic categorization and automatic matching processes can NEVER be 100% accurate because there is no way for these to account for all variations. So have a catchment to allow review before acceptance gives full control over the data affecting other already reviewed data.
    • when there are large volumes of data being downloaded (whether from a single month or when processing multiple months worth of data--this can happen quite a lot for some), the matching process is far easier to navigate since you do not have ALL the transactions from the register getting in the way. For people who are willing or able to download and reconcile very regularly, this becomes less important. Not all of us have that luxury.
    • a separate window allows you to the stop the process midstream and not lose track of what you are doing more easily... again not mixing in downloaded vs manual or other processed transactions unnecessarily.
    These are only highlights. Bottom line, there are many situations to which a separate download window lends itself far better than auto-acceptance and matching, which provides far more control and flexibility over the process and workflow, making the process far more efficient and effective in many situations.

    (If you find this reply helpful, please be sure to click "Like", so others will know, thanks.)
    Wannabe

    I'm curious as to why you even need to reconcile transactions if they
    are downloaded from your institution?  What is the purpose?

    Reconcile is the process of ensuring the transactions in your register are in agreement with what the financial institution has.

    For some reason people get it in their heads that reconcile is checking looking at some reconcile screen and pressing "OK" or something.

    Or in your case that:

    But nowadays if you download transactions, you're just getting what the bank sees anyways.
    No your aren't.

    First off you can have transactions in your register for things that have not yet cleared, like a check.  But more to the point, the world isn't perfect, and neither is either the downloading of transactions or Quicken.

    It very possible to have problems and have what is in Quicken not reflect what the financial institution has.

    And BTW some people might also believe that they need to "double check" the financial institution.  Personally I have had only one time I thought the financial institution was wrong, but it was for a very small amount 40 years ago.
  • smayer97smayer97 SuperUser
    edited December 2018

    Because of a discussion elsewhere, I found that I was summarizing at least the highlights of why this feature is still so desired. So I am copying that reply for visibility here:

    There are several key differences between this process vs the automatic acceptance of dowloaded transactions into the register (which is how QMac currently works):

    I won't run them all off here but some differences and benefits include:

    • being able to have a different window layout, showing different columns, sorts, etc. for that process that are not necessary outside that process
    • being able to explore other parts of the account register independently without interfering or interrupting the download, matching and acceptance process
    • not having the balance of those transactions impact the account register until matching and acceptance of a transaction is complete. This is especially useful when there are either duplicate or unmatched or even incorrectly matched transactions.
    • both the automatic categorization and automatic matching processes can NEVER be 100% accurate because there is no way for these to account for all variations. So have a catchment to allow review before acceptance gives full control over the data affecting other already reviewed data.
    • when there are large volumes of data being downloaded (whether from a single month or when processing multiple months worth of data--this can happen quite a lot for some), the matching process is far easier to navigate since you do not have ALL the transactions from the register getting in the way. For people who are willing or able to download and reconcile very regularly, this becomes less important. Not all of us have that luxury.
    • a separate window allows you to the stop the process midstream and not lose track of what you are doing more easily... again not mixing in downloaded vs manual or other processed transactions unnecessarily.
    These are only highlights. Bottom line, there are many situations to which a separate download window lends itself far better than auto-acceptance and matching, which provides far more control and flexibility over the process and workflow, making the process far more efficient and effective in many situations.

    (If you find this reply helpful, please be sure to click "Like", so others will know, thanks.)
    Correct. Reconciling is more to check that what makes it into Quicken is a reflection of what is elsewhere, so that finding records, reporting based on desired categorization, preparing for taxes, etc., is accurate.
    If you find this reply helpful, please be sure to click "Like", so others will know, thanks.

    (QM2007, Canadian user since '92)
    Have Questions? Check out these FAQs:
  • patty1patty1 Member
    edited December 2018

    Because of a discussion elsewhere, I found that I was summarizing at least the highlights of why this feature is still so desired. So I am copying that reply for visibility here:

    There are several key differences between this process vs the automatic acceptance of dowloaded transactions into the register (which is how QMac currently works):

    I won't run them all off here but some differences and benefits include:

    • being able to have a different window layout, showing different columns, sorts, etc. for that process that are not necessary outside that process
    • being able to explore other parts of the account register independently without interfering or interrupting the download, matching and acceptance process
    • not having the balance of those transactions impact the account register until matching and acceptance of a transaction is complete. This is especially useful when there are either duplicate or unmatched or even incorrectly matched transactions.
    • both the automatic categorization and automatic matching processes can NEVER be 100% accurate because there is no way for these to account for all variations. So have a catchment to allow review before acceptance gives full control over the data affecting other already reviewed data.
    • when there are large volumes of data being downloaded (whether from a single month or when processing multiple months worth of data--this can happen quite a lot for some), the matching process is far easier to navigate since you do not have ALL the transactions from the register getting in the way. For people who are willing or able to download and reconcile very regularly, this becomes less important. Not all of us have that luxury.
    • a separate window allows you to the stop the process midstream and not lose track of what you are doing more easily... again not mixing in downloaded vs manual or other processed transactions unnecessarily.
    These are only highlights. Bottom line, there are many situations to which a separate download window lends itself far better than auto-acceptance and matching, which provides far more control and flexibility over the process and workflow, making the process far more efficient and effective in many situations.

    (If you find this reply helpful, please be sure to click "Like", so others will know, thanks.)
    Automatic acceptance causes all sorts of matching issues and makes it difficult to sort out.
    It sure does. I can understand "Wannabe" not feeling like plowing through this entire thread, but people have posted about many confusing situations because Quicken cheerily accepted a transaction that was not actually a match--or refused to accept one that was. There is simply no substitute for being able to see exactly what's coming in from the bank and what Quicken intends to do with it.


  • steve45steve45 Member
    edited December 2018

    Because of a discussion elsewhere, I found that I was summarizing at least the highlights of why this feature is still so desired. So I am copying that reply for visibility here:

    There are several key differences between this process vs the automatic acceptance of dowloaded transactions into the register (which is how QMac currently works):

    I won't run them all off here but some differences and benefits include:

    • being able to have a different window layout, showing different columns, sorts, etc. for that process that are not necessary outside that process
    • being able to explore other parts of the account register independently without interfering or interrupting the download, matching and acceptance process
    • not having the balance of those transactions impact the account register until matching and acceptance of a transaction is complete. This is especially useful when there are either duplicate or unmatched or even incorrectly matched transactions.
    • both the automatic categorization and automatic matching processes can NEVER be 100% accurate because there is no way for these to account for all variations. So have a catchment to allow review before acceptance gives full control over the data affecting other already reviewed data.
    • when there are large volumes of data being downloaded (whether from a single month or when processing multiple months worth of data--this can happen quite a lot for some), the matching process is far easier to navigate since you do not have ALL the transactions from the register getting in the way. For people who are willing or able to download and reconcile very regularly, this becomes less important. Not all of us have that luxury.
    • a separate window allows you to the stop the process midstream and not lose track of what you are doing more easily... again not mixing in downloaded vs manual or other processed transactions unnecessarily.
    These are only highlights. Bottom line, there are many situations to which a separate download window lends itself far better than auto-acceptance and matching, which provides far more control and flexibility over the process and workflow, making the process far more efficient and effective in many situations.

    (If you find this reply helpful, please be sure to click "Like", so others will know, thanks.)
    So true. It save a lot of time and frustration when there is a mismatch.
  • QPWQPW Member
    edited December 2018

    Because of a discussion elsewhere, I found that I was summarizing at least the highlights of why this feature is still so desired. So I am copying that reply for visibility here:

    There are several key differences between this process vs the automatic acceptance of dowloaded transactions into the register (which is how QMac currently works):

    I won't run them all off here but some differences and benefits include:

    • being able to have a different window layout, showing different columns, sorts, etc. for that process that are not necessary outside that process
    • being able to explore other parts of the account register independently without interfering or interrupting the download, matching and acceptance process
    • not having the balance of those transactions impact the account register until matching and acceptance of a transaction is complete. This is especially useful when there are either duplicate or unmatched or even incorrectly matched transactions.
    • both the automatic categorization and automatic matching processes can NEVER be 100% accurate because there is no way for these to account for all variations. So have a catchment to allow review before acceptance gives full control over the data affecting other already reviewed data.
    • when there are large volumes of data being downloaded (whether from a single month or when processing multiple months worth of data--this can happen quite a lot for some), the matching process is far easier to navigate since you do not have ALL the transactions from the register getting in the way. For people who are willing or able to download and reconcile very regularly, this becomes less important. Not all of us have that luxury.
    • a separate window allows you to the stop the process midstream and not lose track of what you are doing more easily... again not mixing in downloaded vs manual or other processed transactions unnecessarily.
    These are only highlights. Bottom line, there are many situations to which a separate download window lends itself far better than auto-acceptance and matching, which provides far more control and flexibility over the process and workflow, making the process far more efficient and effective in many situations.

    (If you find this reply helpful, please be sure to click "Like", so others will know, thanks.)
    Note I'm a Quicken Windows only user, but from what I understand, the automatic transaction entry mode in Quicken Windows works the same way as Mac's "only method works".

    So I'm going to throw out this controversial statement.

    I disagree with this statement.

    Currently, downloading automatically to the register does not allow the
    user to easily control and verify that matching has taken place
    correctly, that transactions are correct, etc. Automatically accepting
    them immediately affects the current balance of the register/account,
    which is sometimes not desirable until the transactions have been
    verified.
    First off let me state that how Quicken is matching isn't the issue at hand. Both systems would match the same way.  The real question is can you detect/find problems, verify amounts and categories, and correct them with each of the two different systems.

    The contention in the statement above is that you can't if your transactions are being automatically entered into the register.

    I contend that is an incorrect assumption.

    Here is my register where I have purposely entered a transaction that Quicken would match on the next download.
    image

    First step, detection of matches.

    The New Match transaction is easily detected.
    The category and amount is easily verified and the user can either mark the transaction reviewed (status goes to empty) or select Un-match if the match is wrong.
    image

    And yes there is a manual match, which is started by selecting the "uncleared" status of a transaction that was entered into the register, and selecting to match to downloaded transactions of the same amount.

    Now repeated with the Downloaded Transactions tab (which BTW is limited in capabilities like multiple select and being able to see all of the categories that Quicken will pick unlike when it is done in the register).

    image

    When I'm selecting the transaction that matched in the Downloaded Transactions tab it focuses on the transaction that it matched, and I can see the category and such.

    About the only thing I see different in "information" is that I can see both the entered transaction date and the downloaded transaction date, which if desired can be supplied by just turning on the Downloaded Transactions Date column in the register for the automatic transaction entry mode example above.

    So now I look at that transaction, and I can select Accept.  How is that different from selecting "Reviewed"?  Or I can un-match it.  Again something I can do in the other mode.  And once un-matched, I can manually match to another transaction.

    Show me anything in this process that can't be done in automatic transaction entry mode.

    And BTW Quicken Mobile app, and Quicken Web only provide the automatic entry mode.
  • QPWQPW Member
    edited December 2018

    Because of a discussion elsewhere, I found that I was summarizing at least the highlights of why this feature is still so desired. So I am copying that reply for visibility here:

    There are several key differences between this process vs the automatic acceptance of dowloaded transactions into the register (which is how QMac currently works):

    I won't run them all off here but some differences and benefits include:

    • being able to have a different window layout, showing different columns, sorts, etc. for that process that are not necessary outside that process
    • being able to explore other parts of the account register independently without interfering or interrupting the download, matching and acceptance process
    • not having the balance of those transactions impact the account register until matching and acceptance of a transaction is complete. This is especially useful when there are either duplicate or unmatched or even incorrectly matched transactions.
    • both the automatic categorization and automatic matching processes can NEVER be 100% accurate because there is no way for these to account for all variations. So have a catchment to allow review before acceptance gives full control over the data affecting other already reviewed data.
    • when there are large volumes of data being downloaded (whether from a single month or when processing multiple months worth of data--this can happen quite a lot for some), the matching process is far easier to navigate since you do not have ALL the transactions from the register getting in the way. For people who are willing or able to download and reconcile very regularly, this becomes less important. Not all of us have that luxury.
    • a separate window allows you to the stop the process midstream and not lose track of what you are doing more easily... again not mixing in downloaded vs manual or other processed transactions unnecessarily.
    These are only highlights. Bottom line, there are many situations to which a separate download window lends itself far better than auto-acceptance and matching, which provides far more control and flexibility over the process and workflow, making the process far more efficient and effective in many situations.

    (If you find this reply helpful, please be sure to click "Like", so others will know, thanks.)
    BTW you can sort the register by the status, and that will group all of the New Matches together so that you can check them all out.

    In fact this exactly the technique I use to get rid of duplicate transactions when I have to reset or deactivate/reactivate a Quicken Connect/Express Web Connect account.

    All the duplicate transaction will have the status of New, and I can just sort by the status column, select them and deleting them, and then sort by the date again.
  • QPWQPW Member
    edited December 2018

    Because of a discussion elsewhere, I found that I was summarizing at least the highlights of why this feature is still so desired. So I am copying that reply for visibility here:

    There are several key differences between this process vs the automatic acceptance of dowloaded transactions into the register (which is how QMac currently works):

    I won't run them all off here but some differences and benefits include:

    • being able to have a different window layout, showing different columns, sorts, etc. for that process that are not necessary outside that process
    • being able to explore other parts of the account register independently without interfering or interrupting the download, matching and acceptance process
    • not having the balance of those transactions impact the account register until matching and acceptance of a transaction is complete. This is especially useful when there are either duplicate or unmatched or even incorrectly matched transactions.
    • both the automatic categorization and automatic matching processes can NEVER be 100% accurate because there is no way for these to account for all variations. So have a catchment to allow review before acceptance gives full control over the data affecting other already reviewed data.
    • when there are large volumes of data being downloaded (whether from a single month or when processing multiple months worth of data--this can happen quite a lot for some), the matching process is far easier to navigate since you do not have ALL the transactions from the register getting in the way. For people who are willing or able to download and reconcile very regularly, this becomes less important. Not all of us have that luxury.
    • a separate window allows you to the stop the process midstream and not lose track of what you are doing more easily... again not mixing in downloaded vs manual or other processed transactions unnecessarily.
    These are only highlights. Bottom line, there are many situations to which a separate download window lends itself far better than auto-acceptance and matching, which provides far more control and flexibility over the process and workflow, making the process far more efficient and effective in many situations.

    (If you find this reply helpful, please be sure to click "Like", so others will know, thanks.)
    And one thing I will point out. The very fact that Quicken Windows has both modes, has lead to countless bugs between both modes as they try to maintain this very complicate system where both of these modes work.
  • ScottScott Member
    edited December 2018

    Because of a discussion elsewhere, I found that I was summarizing at least the highlights of why this feature is still so desired. So I am copying that reply for visibility here:

    There are several key differences between this process vs the automatic acceptance of dowloaded transactions into the register (which is how QMac currently works):

    I won't run them all off here but some differences and benefits include:

    • being able to have a different window layout, showing different columns, sorts, etc. for that process that are not necessary outside that process
    • being able to explore other parts of the account register independently without interfering or interrupting the download, matching and acceptance process
    • not having the balance of those transactions impact the account register until matching and acceptance of a transaction is complete. This is especially useful when there are either duplicate or unmatched or even incorrectly matched transactions.
    • both the automatic categorization and automatic matching processes can NEVER be 100% accurate because there is no way for these to account for all variations. So have a catchment to allow review before acceptance gives full control over the data affecting other already reviewed data.
    • when there are large volumes of data being downloaded (whether from a single month or when processing multiple months worth of data--this can happen quite a lot for some), the matching process is far easier to navigate since you do not have ALL the transactions from the register getting in the way. For people who are willing or able to download and reconcile very regularly, this becomes less important. Not all of us have that luxury.
    • a separate window allows you to the stop the process midstream and not lose track of what you are doing more easily... again not mixing in downloaded vs manual or other processed transactions unnecessarily.
    These are only highlights. Bottom line, there are many situations to which a separate download window lends itself far better than auto-acceptance and matching, which provides far more control and flexibility over the process and workflow, making the process far more efficient and effective in many situations.

    (If you find this reply helpful, please be sure to click "Like", so others will know, thanks.)
    You might want to use the Mac version before asking. They are not the same, QMac is defeatured. I know because I have used both, and the 10 year old Mac version worked better on matching and similar to the current Windows version.  This gets worse when you also have downloads adding multiple new duplicate transactions every month due to another unique QMac issue. I have to go in every month and spend considerable time cleaning up after a download from Chase Bank, which does not happen in Quicken Windows or 2007 when it still ran.
  • QPWQPW Member
    edited December 2018

    Because of a discussion elsewhere, I found that I was summarizing at least the highlights of why this feature is still so desired. So I am copying that reply for visibility here:

    There are several key differences between this process vs the automatic acceptance of dowloaded transactions into the register (which is how QMac currently works):

    I won't run them all off here but some differences and benefits include:

    • being able to have a different window layout, showing different columns, sorts, etc. for that process that are not necessary outside that process
    • being able to explore other parts of the account register independently without interfering or interrupting the download, matching and acceptance process
    • not having the balance of those transactions impact the account register until matching and acceptance of a transaction is complete. This is especially useful when there are either duplicate or unmatched or even incorrectly matched transactions.
    • both the automatic categorization and automatic matching processes can NEVER be 100% accurate because there is no way for these to account for all variations. So have a catchment to allow review before acceptance gives full control over the data affecting other already reviewed data.
    • when there are large volumes of data being downloaded (whether from a single month or when processing multiple months worth of data--this can happen quite a lot for some), the matching process is far easier to navigate since you do not have ALL the transactions from the register getting in the way. For people who are willing or able to download and reconcile very regularly, this becomes less important. Not all of us have that luxury.
    • a separate window allows you to the stop the process midstream and not lose track of what you are doing more easily... again not mixing in downloaded vs manual or other processed transactions unnecessarily.
    These are only highlights. Bottom line, there are many situations to which a separate download window lends itself far better than auto-acceptance and matching, which provides far more control and flexibility over the process and workflow, making the process far more efficient and effective in many situations.

    (If you find this reply helpful, please be sure to click "Like", so others will know, thanks.)
    Scott I can't I don't have a Mac, I don't intend to buy one.

    But I will point out that "false matches", wrong category assignments, duplicate transactions are problems that should be addressed FIRST.

    They are the problems that should be given priority instead of "how one can clean up those problems the quicker" by actually creating a process that will most likely introduce even more bugs into Quicken Mac.

    I personally like to solve the actual problem instead of providing ways that help deal with the results of those problems.
  • smayer97smayer97 SuperUser
    edited December 2018

    Because of a discussion elsewhere, I found that I was summarizing at least the highlights of why this feature is still so desired. So I am copying that reply for visibility here:

    There are several key differences between this process vs the automatic acceptance of dowloaded transactions into the register (which is how QMac currently works):

    I won't run them all off here but some differences and benefits include:

    • being able to have a different window layout, showing different columns, sorts, etc. for that process that are not necessary outside that process
    • being able to explore other parts of the account register independently without interfering or interrupting the download, matching and acceptance process
    • not having the balance of those transactions impact the account register until matching and acceptance of a transaction is complete. This is especially useful when there are either duplicate or unmatched or even incorrectly matched transactions.
    • both the automatic categorization and automatic matching processes can NEVER be 100% accurate because there is no way for these to account for all variations. So have a catchment to allow review before acceptance gives full control over the data affecting other already reviewed data.
    • when there are large volumes of data being downloaded (whether from a single month or when processing multiple months worth of data--this can happen quite a lot for some), the matching process is far easier to navigate since you do not have ALL the transactions from the register getting in the way. For people who are willing or able to download and reconcile very regularly, this becomes less important. Not all of us have that luxury.
    • a separate window allows you to the stop the process midstream and not lose track of what you are doing more easily... again not mixing in downloaded vs manual or other processed transactions unnecessarily.
    These are only highlights. Bottom line, there are many situations to which a separate download window lends itself far better than auto-acceptance and matching, which provides far more control and flexibility over the process and workflow, making the process far more efficient and effective in many situations.

    (If you find this reply helpful, please be sure to click "Like", so others will know, thanks.)
    I think people are only arguing one point or another regarding the need for this feature. I recommend that all refer to the summary list of the many reasons for this feature (though possibly not exhaustive), here: 
    https://getsatisfaction.com/quickencommunity/topics/restore-transactions-downloading-acceptance-and-...

    I think all the points worth arguing have been argued at this point...

    This is [edit:] now the 3rd highest outstanding feature in demand, out of HUNDREDS. I suggest that you add your vote for this feature request if you have not already.
    If you find this reply helpful, please be sure to click "Like", so others will know, thanks.

    (QM2007, Canadian user since '92)
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