Here's my Quicken complaint

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Comments

  • jacobsjacobs SuperUser
    edited December 2018
    splasher said:

    mistertheplague

    I currently see only two ways to remedy your -3.5$ YTD, sell every thing and put it in your mattress or put it in your local bank at .2% interest.  In fact, the mattress may be the best best, it won't generate any income which you would then be taxed on.  :-)

    And I seem to spend more time here than I do on most of those cable channels, too! ;)
    QMac 2007 & QMac Subscription • Quicken user since 1993
  • edited December 2018
    splasher said:

    mistertheplague

    I currently see only two ways to remedy your -3.5$ YTD, sell every thing and put it in your mattress or put it in your local bank at .2% interest.  In fact, the mattress may be the best best, it won't generate any income which you would then be taxed on.  :-)

    This interactive chart is interesting:

    https://www.economist.com/graphic-detail/2016/08/24/american-house-prices-realty-check

    A few quick takeaways: 
    • In real terms, houses were cheaper across the US in 1980 than in 2016
    • Housing prices were slightly cheaper relative to long-term median income in the US in 1980
    • As expected, all of the chart's metrics vary widely by local market
    Wish the chart had some data on the impact of interest rates.
  • edited December 2018
    splasher said:

    mistertheplague

    I currently see only two ways to remedy your -3.5$ YTD, sell every thing and put it in your mattress or put it in your local bank at .2% interest.  In fact, the mattress may be the best best, it won't generate any income which you would then be taxed on.  :-)

    This interactive chart is interesting:

    https://www.economist.com/graphic-detail/2016/08/24/american-house-prices-realty-check

    A few quick takeaways: 
    • In real terms, houses were cheaper across the US in 1980 than in 2016
    • Housing prices were slightly cheaper relative to long-term median income in the US in 1980
    • As expected, all of the chart's metrics vary widely by local market
    Wish the chart had some data on the impact of interest rates.
  • edited December 2018
    splasher said:

    mistertheplague

    I currently see only two ways to remedy your -3.5$ YTD, sell every thing and put it in your mattress or put it in your local bank at .2% interest.  In fact, the mattress may be the best best, it won't generate any income which you would then be taxed on.  :-)

    Also worth pointing out that student loan debt in the US is at nightmare proportions.

    For folks of my parents' generation who get all hand-wavey about the student loan crisis, thinking "it's not my problem," it will become your problem when you try to sell your house at retirement. 
  • QPWQPW Member
    edited December 2018
    splasher said:

    mistertheplague

    I currently see only two ways to remedy your -3.5$ YTD, sell every thing and put it in your mattress or put it in your local bank at .2% interest.  In fact, the mattress may be the best best, it won't generate any income which you would then be taxed on.  :-)

    Here is an article that has prices vs interest rate.
    https://www.bankrate.com/finance/mortgages/rising-rates-lower-house-prices.aspx

    As they point out though, the prices are more affected by the economy than the current interest rate.
    
  • mshigginsmshiggins SuperUser
    edited December 2018
    splasher said:

    mistertheplague

    I currently see only two ways to remedy your -3.5$ YTD, sell every thing and put it in your mattress or put it in your local bank at .2% interest.  In fact, the mattress may be the best best, it won't generate any income which you would then be taxed on.  :-)

    MTP, what's the connection between student loan debt and being able to sell your house? No buyers because they all already have way too much debt?
    Quicken user since Q1999. Currently using QW2017.
    Questions? Check out the  Quicken Windows FAQ list
  • Rocket J SquirrelRocket J Squirrel SuperUser
    edited December 2018
    splasher said:

    mistertheplague

    I currently see only two ways to remedy your -3.5$ YTD, sell every thing and put it in your mattress or put it in your local bank at .2% interest.  In fact, the mattress may be the best best, it won't generate any income which you would then be taxed on.  :-)

    So, MSH, you are giving MTP his own TLA, like QPW?


    - RJS
    Quicken user since version 2 for DOS.
    Now using QWin Premier subscription version on Win7 Pro.
  • mshigginsmshiggins SuperUser
    edited December 2018
    splasher said:

    mistertheplague

    I currently see only two ways to remedy your -3.5$ YTD, sell every thing and put it in your mattress or put it in your local bank at .2% interest.  In fact, the mattress may be the best best, it won't generate any income which you would then be taxed on.  :-)

    I'm trying to think of a snappy TLA filled response, but it's been a long day and the synapses just ain't cooperating.


    But the MTP handle would solve that awkward situation where you don't know if you know someone well enough to call them by their first name (mister) or should it be the more formal Mr. plague? And using mistertheplague seems like when your mom was mad and called you by your first, middle, and last name - mistertheplague, you get in here this minute and explain who broke this lamp. But maybe I am over thinking the whole thing...
    Quicken user since Q1999. Currently using QW2017.
    Questions? Check out the  Quicken Windows FAQ list
  • edited December 2018
    splasher said:

    mistertheplague

    I currently see only two ways to remedy your -3.5$ YTD, sell every thing and put it in your mattress or put it in your local bank at .2% interest.  In fact, the mattress may be the best best, it won't generate any income which you would then be taxed on.  :-)

    Wish there was a “love” option
  • edited December 2018
    splasher said:

    mistertheplague

    I currently see only two ways to remedy your -3.5$ YTD, sell every thing and put it in your mattress or put it in your local bank at .2% interest.  In fact, the mattress may be the best best, it won't generate any income which you would then be taxed on.  :-)

    Wish there was a “love” option
  • edited December 2018
    splasher said:

    mistertheplague

    I currently see only two ways to remedy your -3.5$ YTD, sell every thing and put it in your mattress or put it in your local bank at .2% interest.  In fact, the mattress may be the best best, it won't generate any income which you would then be taxed on.  :-)

    For some reason I think in the old forum I had an avatar subtitle that read, “Plague is fine.”
  • edited December 2018
    splasher said:

    mistertheplague

    I currently see only two ways to remedy your -3.5$ YTD, sell every thing and put it in your mattress or put it in your local bank at .2% interest.  In fact, the mattress may be the best best, it won't generate any income which you would then be taxed on.  :-)

    And yes, @msh, significant student loan debt is burying potential homebuyers, especially millennials.


    They can’t save a sufficient downpayment and even if they could mortgage underwriters are turning up their noses at the would-be borrower’s dicey DTI ratio.


    Or worse, they’ve defaulted on the loans which — since student loans are almost never dischargeable — saddles the borrower with subprime credit and the original debt.


    A smaller pool of qualified homebuyers might mean the difference between retiring to Clearwater rather than Sarasota.
  • edited December 2018
    splasher said:

    mistertheplague

    I currently see only two ways to remedy your -3.5$ YTD, sell every thing and put it in your mattress or put it in your local bank at .2% interest.  In fact, the mattress may be the best best, it won't generate any income which you would then be taxed on.  :-)

    Or Panama City rather than Clearwater.
  • edited December 2018
    splasher said:

    mistertheplague

    I currently see only two ways to remedy your -3.5$ YTD, sell every thing and put it in your mattress or put it in your local bank at .2% interest.  In fact, the mattress may be the best best, it won't generate any income which you would then be taxed on.  :-)

    Or saying screw it, I’ll stay in Cleveland for a few more years and see if the market improves, and it never does, and now you’re buried somewhere in Cleveland rather than having your ashes gloriously scattered in the Atlantic Ocean.All because of that [edited] gd Sallie Mae.
  • edited December 2018
    Just wanted to say I've thoroughly enjoyed the intelligent discussion of financial matters more broadly. I wish more of this forum was devoted thusly. Thanks, folks.

    And @mshiggins: my real name is Mark. You definitely know me well enough to use it if you'd like.
  • edited December 2018
    How to see that this Quicken's fault?
    By crude comparison: my investment portfolio was good when I was working with MS Money.
    Mine is down too. So I think this is general issue, a bug somewhere in the software and we should get our money back!!!!!
  • mshigginsmshiggins SuperUser
    edited December 2018

    Just wanted to say I've thoroughly enjoyed the intelligent discussion of financial matters more broadly. I wish more of this forum was devoted thusly. Thanks, folks.

    And @mshiggins: my real name is Mark. You definitely know me well enough to use it if you'd like.

    Thanks, Mark. My first name is Mary. Nice to "meet" you :-)
    Quicken user since Q1999. Currently using QW2017.
    Questions? Check out the  Quicken Windows FAQ list
  • edited December 2018

    Just wanted to say I've thoroughly enjoyed the intelligent discussion of financial matters more broadly. I wish more of this forum was devoted thusly. Thanks, folks.

    And @mshiggins: my real name is Mark. You definitely know me well enough to use it if you'd like.

    You too, Mary :)
  • splashersplasher SuperUser
    edited December 2018
    WARNING:  The above is a bogus spam post.  The links/phone # will take you to a group falsely stating they are official Quicken support, they are NOT.  Don't be fooled.

    Real Quicken Support can be reached at https://www.quicken.com/support#contact-support
    -splasher  using Q since 1996 -  QW2016, 2017 & Subscription  -  Win7/Win10
    -Questions? Check out the  Quicken Windows FAQ list

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