The Quicken Cloud is a utility that transmits parts of your Quicken Data File information between the Quicken Desktop Software and the Mobile/Web Apps.
You have the option to use the Mobile or Web companion app, but are not required to do so. However, the the Quicken Cloud also facilitates the use of Online Services such as eBillers/Online Billers, Investment Quote Updates, Credit Score Updates and more.
Do you download transactions, quotes or use online billers? Depending on how you use Quicken, there are going to be services that use the cloud that are not able to be "deactivated."
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