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No, this is specific to CERTAIN applications, Quicken being one of them. I'm VERY familiar with Mac OS and have been a user since 1987. I have modern Macs and NOT ALL applications behave as you describe. This is not desirable IMNSHO!
Having similar problem -- started only recently (? after updates?) Quicken 2015. Entered transactions no longer bring forward memorized transactions / splits. Maddening - having to reenter multiple splits. Have been thru all the steps note…