The Quicken Cloud stores and transmits your information between Quicken Desktop, Quicken Mobile, and Quicken on the Web. A Quicken Cloud account is automatically created when you create a Quicken ID, but you do not have to use it.
Also, the Quicken Cloud is not a backup; you can't restore Quicken data from the Quicken Cloud, and you can't access the Quicken Cloud from anywhere except the desktop and mobile Quicken products. If you're looking for a cloud backup service for Quicken, please see this information about Dropbox and Quicken.
What is the Quicken Cloud?
Paul Erickson said: What happened? The files are simply gone from my laptop and also from my One Drive account online. Some older backups in a different folder are still here. The missing files are not in recycle bin.
RedSauce said: My files eventually re-appeared.