Quicken having issues

58kopykat

This has been happening all month if not longer. It can or cannot access Paypal credit, USAA, or SEFCU (NYS). It may or may not (most likely not) be able to restore from backup unless I exit and reopen Quicken because it says the file is in use. I have a 50/50 chance of being told my subscription has expired after restoring. Closing Quicken and reopening it will remove this message. This morning's account update added ~30 previously reconciled transactions to SEFCU ckg. After deleting the duplicates, my balance went from $5+ (true) to $2,741+ (not true). Go back to restore and have to exit Quicken to do it - again. After bouncing back and forth with restores, exiting, reopening, and adding Paypal credit yet again; things are where they should be for now. I have no faith that this hokey pokey is over.

UKR

The one thing you mentioned, "file in use", seems to indicate that a backup program outside of Quicken (e.g., Dropbox, One Drive, etc.) accesses your active data file and interferes with other Quicken operations.
If that's the case, you need to configure this backup program to NOT access the active Quicken data file. Let Quicken create a backup of your data file every time you close Quicken and configure the other backup program to send the just created backup file off to the cloud or external USB drive.