I am no longer able to use online payment in either of my checking accounts as I have for decades.
Answers
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If I cannot easily pay my bills with Quicken, it may be time to find an alternative banking system0
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Bank of America, with their recent migration from "Direct Connect" to "Express Web Connect" transaction download protocol has made it impossible for Quicken users to continue to use Online Bill Pay through Quicken. You will have to use BofA's website to issue Online Bill Pay transactions, in parallel with regular (not marked Online) Scheduled Reminders in Quicken.I don't know if your Credit Union is/has been doing the same migration.
My 2cents' worth, if I may:
I don't use Bill Pay services or Bill Manager at all, neither the one from Quicken nor the one offered by my bank. Since time "B.I." (before the Internet was invented) I have set up almost all of my recurring payments as Direct Debit, PAC Draft, Autopay, APS, whatever the biller calls it. Using the biller's website, I authorized the biller to electronically debit each payment directly from my checking or credit card account on due date. Now I can sit back, relax and wait for it to happen. Instead of having to arm-wrestle Bill Manager into making payment on time I let the biller do all the work for me.
When I get notified of a new statement having arrived, usually by email, all I have to do in Quicken is to run a regular scheduled reminder to record the transaction. Haven't missed a payment in many years.
I recommend you do the same instead of fighting the Bill Manager windmill, missing payments and getting slapped with penalty interest rates or late fees.
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UKR said:I have set up almost all of my recurring payments as Direct Debit, PAC Draft, Autopay, APS, whatever the biller calls it. Using the biller's website
Quicken user since version 2 for DOS, now using QWin Biz & Personal Subscription (US) on Win10 Pro.
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Bank of America migrated to a new protocol that no longer supports ANY uploads of bill payments.0