I am no longer able to use online payment in either of my checking accounts as I have for decades.

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AChausmer
AChausmer Member
I no longer have online payment in my pull down menu of options for either of my checking accounts (Bank of America and Achieva Credit Union) as I have had for decades. I have re initialized several times and this has cost more time than it may be worth.

Answers

  • AChausmer
    AChausmer Member
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    If I cannot easily pay my bills with Quicken, it may be time to find an alternative banking system
  • UKR
    UKR SuperUser ✭✭✭✭✭
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    Bank of America, with their recent migration from "Direct Connect" to "Express Web Connect" transaction download protocol has made it impossible for Quicken users to continue to use Online Bill Pay through Quicken. You will have to use BofA's website to issue Online Bill Pay transactions, in parallel with regular (not marked Online) Scheduled Reminders in Quicken.
    I don't know if your Credit Union is/has been doing the same migration.

    My 2cents' worth, if I may:

    I don't use Bill Pay services or Bill Manager at all, neither the one from Quicken nor the one offered by my bank. Since time "B.I." (before the Internet was invented) I have set up almost all of my recurring payments as Direct Debit, PAC Draft, Autopay, APS, whatever the biller calls it. Using the biller's website, I authorized the biller to electronically debit each payment directly from my checking or credit card account on due date. Now I can sit back, relax and wait for it to happen. Instead of  having to arm-wrestle Bill Manager into making payment on time I let the biller do all the work for me.

    When I get notified of a new statement having arrived, usually by email, all I have to do in Quicken is to run a regular scheduled reminder to record the transaction. Haven't missed a payment in many years.

    I recommend you do the same instead of fighting the Bill Manager windmill, missing payments and getting slapped with penalty interest rates or late fees.

  • Rocket J Squirrel
    Rocket J Squirrel SuperUser ✭✭✭✭✭
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    UKR said:
    I have set up almost all of my recurring payments as Direct Debit, PAC Draft, Autopay, APS, whatever the biller calls it. Using the biller's website
    It was just so darned convenient to simply enter payments and have them automatically transmit that I never set up autopay for most of my billers. I guess I will do so now, but I'm an old dog and this will be a new trick for me. 🐕

    Quicken user since version 2 for DOS, now using QWin Biz & Personal Subscription (US) on Win10 Pro.

  • Ps56k2
    Ps56k2 SuperUser ✭✭✭✭✭
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    Bank of America migrated to a new protocol that no longer supports ANY uploads of bill payments. 

    QWin - R54.16 - Win10

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