When linking a credit card for download it links to a "checking account" IRA?

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Hi All, I was attempting to set up my Capital One credit card for online services download and it came back as "link to existing account" I thought all was well and good but NO it was not. It posted a transaction to my old closed IRA and I could not even find the transaction it downloaded! I had to restore a backup! So I went back and made sure all my Capital One credit card were deactivated for download and attempted to link them again. Again it came back as "link to existing account?" when I looked into the choices I see they are only me checking accounts?!? Why when your are linking a credit card for download it would link to a checking account???!!!

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