Let's discuss "Refresh Bill"

OK, very approximate metrics:

25% of my monthly bills are never automaticly grabbed and displayed under Bills and Income. 75% are.

In the 25%, billers have alerted me of a new bill, I have waited 5 days for Quicken perhaps to be tardy and nothing. So I choose Refresh Bill. Half of them take a minute and then present the correct bill and even pdf where they are available. Half do not. That half can do nothing or corrupt data. Or finally require unlinking, deleting the biller. Adding the biller again, relinking and updating.

So, when should one use Refresh Bill? When should one NOT use refresh bill? What can be done so that is no longer necessary?

Anyone else have these issues?

~Bob