Projected balances using ebill for credit card

sailerph2

I set my credit card reminder as a fixed monthly amount based on annual spending estimate, not including other reminders. If I link the ebill to this reminder, the projected bill for subsequent months is zero. So a 3 month or more projected balance is innaccurate based on my estimated annual spending. Any ideas ?

UKR

If you don't link your scheduled reminder to an ebill, you can keep using the reminder's estimated amount.

To pay my credit card, I always pay the total amount due every month, by using the credit card company's Autopay service. This debits my checking account automatically on due date for full credit card balance.

I've used "average for the last 6 payments" as a planning method in the past, still always autopaying full credit card balance on due date. That did work well for me and allowed me to use the Projected Balances view to see which way my account balances were heading … more down than up, mostly … ☺️