I am running Quicken on a Mac. When I do a one-step update, the pending transactions from the bank are included in my daily total, and that makes my online balance off. I do not want to clear the pending amount until it actually shows up as a transaction. This is a new issue, as I have never had this happen before. It started around the beginning of December. If I do a download from the bank, this does not happen. Does anyone else have this issue? Any suggestions on what to do about it?