Please enhance the Quicken UI to store memorized Split Transactions by ACCOUNT and Payee, not just by Payee. This is very annoying and time consuming to edit each time. Here is my example. I have a memorized transaction split into multiple categories for Grocery store purchases, because I normal get cash back at the grocery, but only when I use my debit card. When I use my Credit Card at that same grocery store (PAYEE), I may have only a single Category to record or if the transaction is split would be for a totally different purpose. We need to memorize SPLIT Transactions by Payee AND Account not by Payee alone!