I'm so disappointed. I have used Quicken since 2000. But now, I have to login to each of my financial accounts to log transactions manually. The downloads are the cornerstone of my use of Quicken. Since January, I have been parallel posting to an excel spreadsheet that I will use for tracking and reporting. I will not be renewing Quicken. It has becoming a chore and is no longer even a report-writer, because it is not the whole picture. So sad.