While I did look for another option to Quicken, moving 25yrs of data was not a task I was willing to start just yet. I just tried to download financial transactions again and it looks correct. Here is my process: 1. I keep sync turn off. I turn it on briefly to align any changes I've made during the month. That one step takes forever. 2. I start by opening a banking account and use the update transactions in the top right drop down instead of the one step update. BOA pulled all the other BOA accounts but not Merrill (perfect). 3. Repeat process for other banking and investing accounts from other financial institutions. Merrill pulled just Merrill without looking for BOA (perfect). 3. Check all accounts for accuracy. 4. Turn on sync briefly to allow the alignment then back off.
Hopefully, eventually sync can stay on but after a disaster in January 2026 and then months of errors, leaving it off while I verify accuracy increases my comfort level.
Since I complained loudly, I thought I should post a thank you for the fix.
