Automated Category Assignment for downloaded transactions

One of the MOST annoying behaviors of Quicken is the way it ALWAYS seems to mis-assign categories.  Here's a very simple suggestion for category assignment for downloaded transactions: When a transaction is downloaded, look for the latest entry in the account with the same Payee and use THAT category.  It is so annoying having to make the same category changes every time I download the same transaction(s) each month.