I upgraded to Quicken 2018. In this revision, the Roth 401k still does not allow matching. This creates a problem because Quicken refuses to fixed an acknowledged bug where either the pre-tax or the After-Tax Roth transfer disappears. Quicken cannot transfer money, it just loses it. This is unacceptable. I wanted to add my solution.
Other users / similar problems here -- please fix this long-standing known bug!
When I had a standard 401k with matching, I set up my paycheck and both my contribution and the matching moved correctly to my 401k account.
When I switched to a Roth 401k, there was no matching option. I created a standard 401k transfer of $0.00 with a matching of $100.
Now my matching showed up, but after-tax Roth 401k transferred into the void. I followed instructions by other users and tried validating my data with no change. I tried re-loading manually. Sometimes the Roth would disappear, sometimes the matching would. Every rare once in a while, it would work.
A financial program should not offer random outputs for the same input.I was tired of manually editing and recreating my paycheck over and over to get a lucky result where it recorded. This issue existed in Quicken 2017 and 2018, reading other posts it affects at least back to 2016 and 2015.
Solution: Give up accurately tracking money. You know, the thing Quicken is supposed to do.
• Create a regular pre-tax 401k deposit of 0.01, and include matching.
• Add an after-tax Roth 401k transfer for the correct amount minus one penny.
You'll be off a little at the end of the year but it works for me every time.
Note: I'm not touching mine now that it works. I hope this solution also works for you.
