Quicken consistently downloading to WRONG investment account

i have multiple accounts at Ch Schwab, one of which is an inherited IRA. Quicken consistently posts all cash transfers to checking *out* of this account, which is incorrect. They should come out of a different Schwab account. The Schwab online record is correct, but error creeps in when transactions are downloaded. :/ I would like to know why this happens, how to fix such errors, and what I can do to prevent them.

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