"Send Now" vs. "Send Later"

mjbank

Some of our online billers have a button that says "Pay" and others have one that says "Quick Pay" (I don't know why??). When I click "Pay" it pops a dialog that has fields including a date field and two action buttons: "Send Now" and "Send Later". This is an unfortunate choice of labels since we don't know what they mean, with respect to the date in the Date field. Does "Send Later" really mean something like "Send on Date Specified"? Or does "Send Now" mean "Send the instruction to the bank now to issue the payment on the date specified"?

jrich75

Send Now means immediately as an individual payment instruction. Send Later means to delay sending until a later update action (useful if you are paying several payees).  Both methods will issue the actual payment on the date specified.  For me, Pay by itself generates a traditional Billpay type payment (similar to Enter) while Quick Pay (or Check Pay) is for the new Bill Manager system.  The reason Quicken chooses one or the other for the major label on the Action menu is a mystery to me as well.  

GeoffG

https://www.quicken.com/billmanager

jrich75

Send Now means immediately as an individual payment instruction. Send Later means to delay sending until a later update action (useful if you are paying several payees).  Both methods will issue the actual payment on the date specified.  For me, Pay by itself generates a traditional Billpay type payment (similar to Enter) while Quick Pay (or Check Pay) is for the new Bill Manager system.  The reason Quicken chooses one or the other for the major label on the Action menu is a mystery to me as well.  

jrich75

Also, both Quick & Check Pay can now be scheduled in advance so selecting either of them will now take you to a window that also has a payment date box.  I don't believe either of those windows have the Send Now or Later option though.