Savings Account Sub-accounts

I currently have a Money Market account with my local bank. I'd like to be able to "earmark" portions of the total for specific needs. For example, say the total account value is $5000 and I'd like to set keep separate track of a vacation fund of $500, an insurance set-aside of $300, and a credit card amount of $200.

I've successfully done this with my checking account by creating various cash accounts that I can move funds back and forth, but can't seem to figure out how to do it with a savings account.

I've tried a few things with savings goals but it doesn't seem to work correctly.

Thanks in advance for any suggestions.

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