Error message on startup of Quicken: You are currently running under a quest user account.

I am getting this message "You are currently running under a quest user account. Any files you create in your account will not be saved".

After pressing "OK" I seem to be able to save data, but I am concerned that this is forecasting other issues to come.

Also got a message coincident with this saying " your quicken member ship will renew on 4/27/2021. There is nothing you need to do at this time. To review your plan sing into My Account"

Why is this happening?

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