Bank of America: Quicken Connect vs Direct Connect

rakeshg

There appears to be a difference in downloading scheduled transactions between the two methods. If I use Quicken Connect, the transaction is downloaded when scheduled and then matched when paid. However, when I use Direct Connect, the scheduled transaction is downloaded but a new transaction is created when it is paid. Also, I see this only when I update the scheduled transaction from "uncategorized" to "Transfer:<credit card account>".

Anyone else seeing this? I am using direct connect because when I use Quicken Connect the 2FA prompts me for the code every time.