A new problem I have:
My checking account, has say $3000.00 as the last balance that was reconciled and matches my last bank's statement.
If Quicken attempts to talk to their cloud, such as with the sync to the cloud, it changes this final number. I assume buried somewhere in my years of data it is adding or subtracting lines, or else summing them all incorrectly. While I'm not able to pinpoint what is actually changing, all I know is, after this sync, the reconciled balance then shows $3269.18. If I restore from a backup, and attempt to disable the sync function before proceeding, the act of disabling sync causes Quicken to talk to the cloud, and thus makes the change again. The change is ALWAYS the same 269.18 in the one account. In another, it goes down like $700 and change, and again, always the same amount. I find no work arounds. I cannot disable the sync without causing the change.
Now, what happens if I try to sync? I get this error:
https://community.quicken.com/discussion/7916831/new-7-27-22-http-500-or-http-400-during-cloud-sync#latest (Users are receiving an HTTP-400 error or an HTTP-500 error, while performing a Cloud Sync (Sync to Mobile/Web).)
So frustrating.
UPDATE: after careful comparisons, I see the sync is altogether removing several random transactions from my history of 2021. I cannot see a pattern amongst the ones being deleted, but they are the same ones each time I try to resolve this, thus giving the same new wrong reconciled balance by the end of the transactions list.