Re Chase Account Balance Download Inconsistency

Bruce_AT

Regarding problem:
https://community.quicken.com/discussion/7918391/ongoing-9-8-22-chase-online-balance-including-pending-transactions
What I see is the opposite of your description. You say the problem is that Chase, "includes pending transactions in the balance". By this description, if the cleared balance was $100 and there were $30 of pending transactions, the downloaded balance would be $130. Downloaded balance = cleared balance + pending balance
I see the opposite. I see the download balance as $70. That is, Chase/Quicken are taking the pending charges and treating them as if they were credits (though they're not). It is then subtracting the amount of pending charges from the outstanding balance:
Downloaded balance = Cleared balance - pending charges

Bruce_AT

Regarding problem:
https://community.quicken.com/discussion/7918391/ongoing-9-8-22-chase-online-balance-including-pending-transactions
What I see is the opposite of your description. You say the problem is that Chase, "includes pending transactions in the balance". By this description, if the cleared balance was $100 and there were $30 of pending transactions, the downloaded balance would be $130. Downloaded balance = cleared balance + pending balance
I see the opposite. I see the download balance as $70. That is, Chase/Quicken are taking the pending charges and treating them as if they were credits (though they're not). It is then subtracting the amount of pending charges from the outstanding balance:
Downloaded balance = Cleared balance - pending charge