Sorry for the delay. Vanguard has not downloaded transactions since I reported and yes, same behavior (that error, OR it appears to complete the download but nothing comes down, even though there are new transactions. Restarting definitely not helping, as I've run Quicken multiple times since early Feb. and nothing has changed. UPDATED to add that deactivating and reactivating does download transactions, tonight. However, since Vanguard always sends information on ALL my accounts (even dead ones, apparently) when I activate downloads, it can be quite confusing - that's why I avoided that step, previously.