fastone.oh said: When I download from my credit union website all is good on Savings & Checking accounts. However on Credit card. The transactions download and are added as a charge correctly, but downloaded "ON-Line account balance" always shows as a positive number. If my actual balance is (-$50.00, I owe. . .) bottom of quicken page, On-Line balance shows as positive amount of $50. When one tries to reconcile it always tries to reconcile as if I have a positive $50.00 balance in the credit account.