I'm getting the same problem. CapitalOne claims it's a Quicken problem and cannot help. Prior to getting the problem, I had set up a new CapOne account, and transferred money from another account into it; the new account and the transfer were not getting picked up by Quicken, and an attempt to disable/enable online service has resulted in nothing working because of the authorization failure. I don't want to manually add the account - I want the one-step update to work correctly for all my accounts. Suggestions?