I am a long time quicken user and ran off of a disk so never had to connect with my bank. I reconciled and entered everything manually which is my preference.
How do I do that with the new software
We have a FAQ for this topic:
what version … Help —> About Quicken
In the above mentioned link to an FAQ, the video is for an older Quicken version. A more up-to-date video can be found here:
https://www.youtube.com/watch?v=W44z4hJUooQ
If your intent is to create an account which is not or cannot be connected to a bank for downloading transactions, create it as "Offline Account" (click the Offline button at the bottom of the Add Account dialog).