I found out that Synchrony Credit Cards no longer support Quicken. As a result, I have downloaded my transactions manually (QFX Files). I am importing into one my Synchrony (Amazon) account. The account is no longer set up for online use. When I try to import the file, I get error OL-297-A "Quicken is unable to establish an internet connection". Importing a QFX file should not involve an internet connection. I have also tried this with a couple of my other accounts with the same result.