Budget vs Actual changes/enhancements

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I understand that the development team is actually planning to upgrade this. I know that they don't officially monitor this forum, but there are a couple of things I'd like to see:

The ability to produce a report that shows monthly as well as Quarterly and Annual totals. I have to do a lot of exporting and copy/pasting to create this in Excel now.

The budget screen will actually create a budget amount when you enter an expense to a category that does not have a budget. The budget amount should properly be left as 0, which allows us to see the expense as something unplanned.

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