How can I accurately reflect the completion of a savings goal in my budget without causing discrepan

Question

I've been using savings goals for a few months after it was suggested as an easier way to put away money for future goals. I am currently at the end of a SG and am unsure how to reflect this money in my budget after I delete the SG.

I have been budgeting the debits from my checking acct to my SG every month and if I delete the SG and all the register entries from the past few months, my checking account will have an unexplained windfall. If I budget that money as an expense without a corresponding credit to the account I fear it will throw the budget out of whack. Any suggestions?

crwalejr · Answer

If you have a savings goal that has been achieved then wouldn't that money be used on that savings goal?  If you use the money on your savings goal it would eliminate the windfall you create in your checking account.