Skip Password for One Step Update with Direct Connect accounts

Ray

I have two Direct Connect accounts (Fidelity Investments). The rest are Express Web Connect. Direct Connect accounts require website passwords to be stored in Quicken. I use the Password Vault for them. When I start One Step Update, "Enter Vault Password" pops up, requiring the password, which I find very annoying.

It's unnecessary. Quicken could skip the pop-up, as it does with Express Web Connect and immediately start the update. If I need to access or edit the vault or passwords, I can use the current Tools > Password Vault access that requires the Vault Password.

Ray

Doesn't anyone else find this annoying?

One Step Update should be "one step." As my datafiles are at home, I don't use passwords to open them. Seems to me that Quicken could allow me to not require a 6-digit password to my vault too. Even if someone were to open the vault, they can't see the passwords. They can change them. OSU will then fail but the new password won't let them into my institution. What's the security concern?