I am having a host of quicken problems, posting in separate threads.
I had to (not sure why) re-setup download access to my USAA accounts. When doing so, carefully selecting which accounts should be linked where, the downloaded transactions made such a mess, I ended up restoring from backups. Tried it again for fun, and same problem. So, essentially, I can not use the feature to download transactions, which means there's really no reason at all to renew my subscription next week…
(I should add I did validate the file, FWIW.)
Quicken Classic Deluxe R62.16 Build 27.1.62.16
Windows 11 Home Version 10.0.26100 Build 26100W