Adding my side gigs

nomadintrovert

For the last three months, I have been driving for Uber and Lyft. Coming in a few months, I will be creating and selling merchandise.

Right now, I'm running the gigs as sole proprietorships, mostly because I have not had much of a chance to speak to an attorney forming LLC or accountant about business and tax planning. There are likely AI-driven solutions available or using ChatGPT-type platforms - neither of which I'm familiar with (I'm open to recommendations).

For the rideshare gigs, I have each expense and deposit to my Uber and Lyft cards tagged under "rideshare" and will eventually use something like "merchandise" for those expenses and payments.

I don't see an intuitive way to add the Uber and Lyft debit cards because they're not through a traditional brick and mortar bank; Uber is through Evolve Bank, and I forget who Lyft is through.

My question comes down to: What's an effective way to manage the gigs using Quicken?

NotACPA

A Debit card isn't an account … it's a method of accessing a bank account, usually checking or savings.

Evolve Bank & Trust (is that the same as you referenced?) is a Participating Financial Institution with Q for Windows, I don't know if they support QMac.

SO, take a backup (just in case) and create a checking or savings account for Evolve (as appropriate) and see if you can download into Q. Obviously, you'll need online access to Evolve to do that.

If that doesn't work, you can always restore from that backup and all you've lost will be a little time.

When you remember who Lyft supports, you can try the same thing.

nomadintrovert

After talking to Evolve on the phone, the banking relationship between the Uber Pro card and Evolve is a unique one. Evolve provides the debit card and account wherein the funds are deposited, but Branch provides some kind of intermediary between Uber and Evolve. It sounds like Uber uses Evolve's routing number for the depositing of funds - I'm not sure what Branch's role into it.

I contacted Branch and asked them about Quicken and Quickbooks (I know that they are separate apps) and there was no mention of a partnership (likely because it's not meant as a personal debit card), but the Uber Pro Card integration is in progress and they're waiting on Uber's IT people to facilitate that connection. I suspect it will be the same process with Lyft.