I'm running Quicken Classic Deluxe (R63.32 build 27.1.63.21) on Windows 11 pro (24H2). I've tried all the fixes listed in this link:
https://community.quicken.com/discussion/7960850/quicken-reports-i-have-uncleared-transactions-but-none-exist
Loading a backup that was before the problem exist doesn't have the flag, but as soon as I update the account, the problem shows up. Downloaded Transaction in the account show zero. Online Center also reports zero. The account will reconcile without a problem. If I try to deactivate the account, it won't let me because it says I have downloaded transactions that must first be accepted.